Before you start, if you are not familiar with insurance knowledge, then this information is recommended to have a look: Super Complete! Everything you want to know about insurance is here.
1, insurance agent PK insurance broker
An insurance broker refers to an institution that provides intermediary services for the insured and the insurer to conclude insurance contracts based on the interests of the insured, and collects commissions according to law. Insurance brokers represent the insured, that is, consumers, and mainly safeguard the interests of consumers. Generally speaking, insurance agents represent insurance companies and mainly focus on the interests of insurance companies. Insurance salesmen of common insurance companies in the market all belong to insurance agents.
In addition, when configuring the insurance plan for us, because the insurance agent only sells the existing products of the insurance company he represents, there is no comparison, and it may be difficult to meet the individual needs of customers because of the limited products.
The insurance broker is different, because the insurance broker has signed the products of many insurance companies, and can configure the family protection plan that meets the needs of customers from the actual situation of customers through the combination of various products.
Seeing this, some people will ask, since insurance brokers are so good, how to choose a reliable insurance brokerage company? You may wish to refer to these criteria: How to choose a good insurance brokerage company?
2. Analysis of insurance channels
Our insurance channels can be divided into online insurance and offline insurance. If it is offline insurance, we can buy it through the offline service outlets of insurance companies or through insurance salesmen, that is, insurance agents.
And online insurance, we can insure through the internet insurance sales platform, and we can complete the insurance directly on the mobile phone or computer, which is very convenient! In addition to these insurance channels, you can also purchase insurance products, such as the official WeChat of the insurance company, telephone sales hotline, official website or exclusive app.
More insurance channel analysis, friends in need can poke into this in-depth understanding: Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?
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