The purchase contract has been signed, and the loan has not yet come down, but the ID card account book has been changed. Will it affect the subsequent real estate license?

It won't affect the real estate license. The name on the property ownership certificate is correct, and so is the address of the house. It will not affect the future sales of real estate. When you come to you after the loan is completed, you can bring your ID card and real estate license to modify your ID number. It doesn't matter if you have an account. Just move your current account to your current house after the real estate license comes down.

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