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"quick loan" refers to the business in which the mortgage company provides the loan guarantee when handling the mortgage loan, and the bank gives the loan to the owner in advance before completing the relevant mortgage procedures, so that the buyer can get the property key in advance, and the buyer and the seller can realize the delivery of the building and the payment in advance.

risk: to apply for "quick loan" mortgage service, you need to pay a certain guarantee fee, and the guarantee company will sign a letter of guarantee with both parties to the transaction. If anything happens to the transaction, the subject matter (real estate) of the transaction may become collateral.