Cloud payment is a mobile payment acquiring channel and there is no handling fee. Business information such as cloud payment processing rates needs to be negotiated between the service provider and the third-party payment, and cloud payment is not aware of it. Cloud Payment only provides acquiring services. Fund operations, such as settlement, etc., are completed by third-party payment, and Cloud Payment does not participate.

Cloud payment is a mobile payment acquiring SaaS service launched by Tencent Cloud and WeChat Pay, which provides an open, reliable and low-cost mobile payment acquiring channel for service providers to conduct business. Cloud payment provides two major functions: acquiring and service provider and merchant management. The service provider does not need to do any software development and can help merchants access third-party payments through configuration on the web page.

Service providers can also use the SDK and HTTPS interface provided by cloud payment to integrate cloud payment into their own systems to provide merchants with personalized solutions.

Extended information:

In order to facilitate merchants to manage their own stores, Cloud Payment provides sub-merchant with a merchant management operation interface on the mobile phone. After logging in by scanning the store QR code, you can operate.

Cloud payment provides merchants with the following management functions:

1. Merchants can configure merchant managers, upload merchant LOGO, create stores and add store managers, etc.

2. The store manager can complete operations such as adding store clerks.

3. Merchant managers, store managers and store clerks can view order summary and details, and have permission control.

Product advantages:

1. Open, service providers can upload custom brand LOGOs, advertisements, etc., which will be displayed after successful payment, increasing the service provider's exposure. After each transaction is successfully paid, the cloud payment can call back the service provider's system, and the service provider can continue to provide personalized services. The service provider system can integrate cloud payment through various methods such as client SDK and backend HTTPS interface.

2. Reliable, multi-point access across cities, it can still be used normally under abnormal conditions of the operator's network, and the availability is above 99.99%. Dynamic scheduling selects the fastest payment path to improve merchant payment speed. Encrypt and sign merchant information on the client side to prevent financial losses caused by Trojans in the merchant's cash register computer.

3. Low cost, pay according to usage, no need to pay if you don’t use it, so it is much lower than the equipment cost of a self-built system. System operation and maintenance work is completed by cloud payment, and service providers do not need to invest in operation and maintenance labor costs.

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