It will have an impact, and online banking will not be able to transfer payment.

renewal method: please bring your valid ID card, bank card with online banking and U shield to any business outlets in China for certificate renewal.

a digital certificate is a series of numbers that indicate the identity information of all communication parties in Internet communication, and provides a way to verify the identity of communication entities on the Internet. A digital certificate is not a digital ID card, but a stamp or seal (or a signature added to the digital ID card) stamped by an identity authentication institution.

it is issued by the authoritative organization-CA, also known as Certificate Authority Center, and people can use it to identify each other on the Internet.

Extended information:

Features of U-Shield digital certificate

1. Security

(1) In order to avoid the security risks such as certificate loss caused by improper use in the traditional digital certificate scheme, Alipay creatively launched a dual-certificate solution: when Alipay members apply for digital certificates, they will get two certificates at the same time, one for verifying Alipay accounts and the other for verifying the computers currently used by members. ?

(2) The second certificate cannot be backed up. Members must apply for a new one for each computer. In this way, even if the digital certificate of a member is illegally stolen by others, it can still ensure that his account will not be lost.

(3) Payment Shield is a physical security tool similar to a USB flash drive. Its built-in micro smart card processor can block all kinds of risks and keep your account in a safe environment all the time. At present (June 215), the way to ensure the security of e-mail is digital certificate.

2. Uniqueness

(1) Alipay digital certificate gives corresponding access rights to network resources according to the user's identity

(2) After applying for using the digital certificate, if other computers log in to Alipay account without importing a backup of the digital certificate, you can only query the account, but you can't do anything, which is equivalent to having a digital certificate similar to a "key" and enhancing the security of account use.

3. Convenience

(1) Instant application, instant opening and instant use.

(2) Tailor-made ways to maintain digital certificates, such as SMS, security issues, etc.

(3) Users can easily master digital certificates without any knowledge.

China Industrial and Commercial Bank -u Shield Digital Certificate Updating Method