How long does electronic acceptance not accept returns? Electronic acceptance uses electronic signature and security authentication mechanism. Compared with paper commercial bills, the bills made by the drawer in the form of data messages entrust the payer to pay a certain amount to the payee or the holder unconditionally, which has the outstanding characteristics of issuing and circulating in the form of data messages and replacing the entity signature with electronic signatures, and plays a very important role in putting an end to cases of forgery and alteration of bills, reducing the settlement cost of enterprises, improving settlement efficiency and controlling financing risks. If the electronic acceptance is not accepted, it will not be returned. After an electronic bank acceptance bill is endorsed, it can be revoked before the payee does anything, but if the payee does something, you can't cancel the bill. The receiver has two operations: one is to choose to accept and the other is to choose to refuse. If the other party does not operate, it can be returned. If the other party accepts it, there is no way out. If the other party refuses, the ticket will be returned. Electronic bank acceptance bill is the inheritance and development of paper bank acceptance bill, and there is no difference in bill rights and obligations between electronic bank acceptance bill and paper bank acceptance bill. The difference is that the electronic bank acceptance bill replaces the original paper physical bill in the form of data message, and the electronic signature replaces the entity signature; Network transmission replaces manual transmission and computer input replaces manual writing, which realizes the complete electronization of bill business processes such as bill issuance, circulation and payment.

Legal objectivity:

1. How to sign for electronic acceptance bills? To handle electronic acceptance bills, enterprises need to open corporate online banking in the bank and apply to the bank for opening electronic bills. After opening, electronic bill business can be carried out. Now, we will explain how the Agricultural Bank of China received the electronic acceptance bill. For example, sign the electronic acceptance bill of Agricultural Bank of China, log in to Agricultural Online Banking, click "Bill" in the menu bar above, and then click the electronic bill to reply. In the task list to be processed, there are responses to bill receipt and endorsement transfer, including electronic acceptance issued or endorsed by customers. Open the selected receipt and recheck it with the recheck screen. Second, the use risk of electronic acceptance bills is 1. Electronic bills lacking legal status have not yet established their legal status in Bill Law. In the actual operation process, the issuance and circulation of electronic bills, fund transfer and settlement are all virtually realized on the Internet, and the signature of electronic transactions is only realized in the form of electronic signature. However, China Bill Law has not recognized the payment and settlement method of non-paper electronic bills authenticated by digital signature. Therefore, the legal protection of electronic bills will be affected to some extent. 2. The acceptance of electronic bills is not particularly high. In addition, the acceptance of electronic bills by managers and financial personnel in many enterprises is still limited and the scope of application is not very wide, so the liquidity of electronic bills will be affected to some extent. Most of them still prefer paper bills, and they are not too worried about electronic bills and electronic bills, which will affect the circulation efficiency and transaction efficiency of electronic bills. 3. It is difficult to obtain evidence for disputes. Because the format and charging method of electronic bills are decided by commercial banks themselves, as the clients of trading activities, they cannot grasp the authenticity of electronic bills. Once a customer has a business dispute with the bank due to leakage, theft, tampering, etc. Commercial banks use their own advantages in managing electronic data to provide evidence that is beneficial to them, while it is unfair for customers to obtain electronic data evidence of online banking that is unfavorable to commercial banks because they do not have the right to manage electronic data. For enterprises or individuals who use electronic bills, when there is a dispute with commercial banks, it is difficult for customers to obtain evidence, which also increases the risk of customers. 4. Financial risks In terms of finance, electronic bills may need to be converted into paper bills. Compared with the transfer of paper bills with direct endorsement, electronic bill pledge will increase customers' bills receivable and payable synchronously, and increase customers' debt ratio, which is not conducive to the optimization of financial statements. 5. For the IT risks of electronic bills, they are also faced with various systemic risks of electronic carriers. Including data file loss, system paralysis, network attack risk and so on, which is also the essence of electronic carrier security issues. 6. Moral hazard