I was forced to apply for a credit card because of the company's political task, but I didn't get it. After n years, you need to use a credit card and ask if there is a credit blacklist.
Leave it alone if you don't want it, or you can take it back and cancel it. It is even less likely to cause cost problems. I have seven credit cards, which were filled out for gifts, but I didn't expect to give them all. I left the high quota, and I cancelled all the low quotas. As long as you don't activate it, that card is equivalent to a useless card, just like nothing.