How can you prove that your husband's loan is his personal debt, not that the husband and wife are in debt together? The following factors need to be considered:
Whether there is a marital property agreement between you and your husband, and the lender is fully aware of this situation, the debt belongs to your husband's personal debt;
If you have a bad relationship with your husband, you have been separated for a long time, and even one of you has a divorce lawsuit record, and your finances are independent of each other;
Whether your husband's loan is used for family life, or whether you have used it, and other evidence materials that can cut your husband's loan from your family life.