Can the base of provident fund be adjusted at will?
The payment base of the provident fund cannot be adjusted at will, which means that the company can only adjust the payment base of the employee provident fund at will, but the company can apply for an adjustment for employees once a year, and it will remain unchanged after adjustment. Companies generally make adjustments in July and August every year.
The deposit base of the provident fund consists of two parts: the employee's individual provident fund deposit and the employee's unit provident fund deposit. The monthly contribution of individual provident fund is the average monthly salary of employees in the previous year multiplied by the contribution ratio of employee provident fund; The monthly deposit amount of the provident fund paid by the unit for the employees is the average monthly salary of the employees in the previous year multiplied by the deposit ratio of the unit provident fund.
For example, your average monthly salary is 5,000 yuan, and the company's contribution rate is 8%. Then your monthly provident fund account will be credited to 400 yuan, and you will pay it to 200 yuan and the company will pay it to 200 yuan. The contribution ratio of housing accumulation fund: 5%- 12%, and the company and employees shall bear 5%+5%, 6%+6%, 8%+8%, 10%, 12%+ 12% respectively. There is no such thing as 6.65% with decimals.
If you want to have more money in your provident fund account, you need to increase your average monthly income. In addition, you need to apply to increase the proportion of capital contribution, but the former is easier to achieve. After all, the company needs to pay more for you.