Signature credit card consumption means that you don't need to enter a password, but only need a signature consistent with the reserved signature to complete the consumption payment. There are generally two ways to confirm credit card consumption in China: ① credit card signature consumption; ② Credit card payment password plus signature. Precautions for signing up for consumption: ① First, check whether the amount listed in the consumption bill is correct, pay attention to whether the consumption currency and the amount expressed in words and figures are correct, and ensure that the signature on the bill is consistent with the signature on the back of the credit card; ② Because there is no password, don't let the card stay away from your sight when swiping the card, so as to avoid stealing the card or stealing the card information. (3) Don't sign the bill with blank or incomplete amount at will, so as to avoid personal signature being fraudulently used and credit card being stolen; (4) If the transaction needs to be rewritten or cancelled due to the wrong signing, please ask the merchant to tear up all the original signing and keep the return voucher given by the merchant to avoid future occurrence; ⑤ After signing the bill, please confirm that the credit card returned by the salesperson of the special merchant is indeed his own credit card; ⑥ After the transaction is completed, please keep the root contact of the signing cardholder for checking with the credit card statement sent by the bank.

Credit card: consumer signature? What does that mean?

Credit card: the consumer can complete the payment by signing, without password, just signing.

The consumption mode of using credit card is basically the same as that of using debit card, but there are some minor differences. When using a credit card, please follow the following methods:

1. When swiping your card, please don't put your credit card away from your sight to avoid misuse or theft;

2. Don't sign a blank or unfilled bill at will;

3. Before signing, please be sure to confirm whether the amount listed in the signed bill is correct, and pay attention to whether the consumption currency and the amount expressed in words and figures are correct;

When using a credit card, you must sign to confirm the consumption. Generally, you don't need to show your ID card or enter your password. However, please cooperate in the following situations:

Due to the operating standards, POS machines in some cities still need to enter passwords. Please enter 6 digits at will. If you spend a lot of money or buy goods that are easy to realize, it is recommended that you enter an accurate ATM private password.

5. When the transaction needs to be rewritten or cancelled due to the wrong signing, please ask the merchant to tear up all the original signing and keep the return voucher given by the merchant to avoid future occurrence;

6. After signing the bill, please confirm that the credit card returned by the salesperson of the special merchant is indeed his own credit card;

7. After the transaction is completed, please keep the root contact of the signing cardholder for checking with the credit card statement sent by the bank.

What do credit card signature and password consumption mean?

Credit card signature plus password consumption means: in addition to checking the signature on the back of the card, you need to enter the set transaction password to complete credit card consumption.

When applying for a credit card, users can choose "signature password" or "signature" when spending by swiping the card. If "Signature" is selected, the consumer can complete the transaction without entering a password after swiping the card.

You can complete the transaction by swiping a credit card without entering a password. Once the credit card is lost, the money in the card is easily stolen, which is a security risk for the cardholder.

Extended data:

Credit card encryption is more secure.

"Signature" and "password signature" are two main means of credit card transaction verification at present. Whether a credit card should have a transaction password and the responsibility determination after being stolen are controversial topics for many years.

Because the cardholder is responsible for keeping the password after setting the transaction password, if the cardholder reveals the password to a third party, including entering the password on the phishing website, the cardholder will bear the debt, which leads many consumers to hesitate whether to set the password on the credit card.

Bank of Communications credit card experts pointed out that in the domestic payment environment, setting transaction password plus signature verification is obviously safer than simple signature verification. Because the task of checking whether the signature on the purchase order is consistent with the signature on the back of the card is completed by the merchants on the spot, but now many domestic merchants are sloppy in checking the signature, and the signature is easy to forge, but it is difficult to tell the difference with the naked eye.

Password is a verification tool that only I know, and it is not easy for others to get it. One more verification link, one more guarantee. This means that "password signature" verification is much safer than just "signature" verification. As long as the cardholder pays attention to protecting personal information such as passwords, the probability of "stealing brushes" will be greatly reduced.