The guarantee does not require a signature every year. The guarantor's responsibility is to ensure that the debtor repays the debt on time. If the debtor fails to perform, the guarantor must bear the responsibility. As long as he signs the guarantee contract and meets the requirements for the contract to be effective, the contract will be valid. If the creditor and the debtor renegotiate the time and amount of repayment of the debt, the guarantor's consent and signature must be obtained if the guarantor continues to assume the guarantee liability.

A guarantee contract refers to a contract formed through negotiation between the creditor and the debtor, or between the creditor, the debtor and a third party, in order to prompt the debtor to perform its debts and ensure the realization of the creditor's claims. An agreement to ensure that the creditor's rights are realized in a certain way when the debtor fails or is unable to perform the debt. The guarantee contract aims to clarify the rights and obligations between the secured party and the guarantor, and to ensure that the creditor's claims can be realized.

When signing a guarantee contract, one must have corresponding civil capacity, and the agreement must be signed voluntarily by both parties. The contents of the signing must also be agreed upon by both parties through consultation. The contents of the final agreement must be It is legal and cannot violate the relevant provisions of the law and public order and good customs.

If the debtor or guarantor fails to repay, the creditor can sue the court. Prosecution is the act of filing a lawsuit in court in accordance with the law and requesting the court to try a specific case. Prosecution in the Civil Procedure Law refers to a litigation act in which a subject in a civil legal relationship requests the court for trial protection in his or her own name because his or her civil rights and interests, or those under his/her legal management and control, are infringed upon, or has a dispute with others. If you want to sue, you generally need to submit a complaint to the court. The contents of the complaint generally include: detailed information on both the original and defendant parties; the claims and the facts and reasons on which they are based; evidence and sources of evidence, and the names and addresses of witnesses. After the complaint is submitted to the court, if the conditions for prosecution are met, the court shall file the case within seven days and notify the relevant parties.

After suing the court for a judgment, if the debtor fails to perform its obligations in the judgment within the specified time, it can apply for compulsory execution.

Civil enforcement, also known as civil enforcement, refers to the enforcement organization of the people's court using the coercive power of the state in accordance with the procedures and methods stipulated by law. When an obligated party refuses to perform its obligations, A litigation activity that compels them to perform their obligations and thereby implement the contents of legal documents into effect.

Enforcement has the following characteristics: First, execution is only an act carried out by state agencies. Executive power is a public power of the state, which can only be exercised by state agencies and cannot be exercised by other units or individual citizens. In our country, the state organ that exercises executive power is the People's Court. Secondly, the People's Court must conduct enforcement activities based on effective legal documents. And the enforcement activities of the People's Court are mandatory. Finally, the enforcement activities of the People's Court must be carried out in accordance with legal procedures.

Safeguard enforcement measures in civil enforcement mainly include: court searches, transfer procedures for relevant property rights certificates, mandatory payment of delay interest or delay performance fees, and continued performance.

Therefore, the guarantee does not need to be signed once a year.

Legal basis

Article 143 of the "People's Republic of China and Civil Code" Conditions for the validity of civil legal acts Civil legal acts that meet the following conditions are valid: (1) ) The actor has corresponding capacity for civil conduct; (2) the expression of intention is true; (3) it does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs.

Article 3 of the "Civil Procedure Law of the People's Republic of China" The People's Court accepts lawsuits between citizens, legal persons, other organizations, and between them due to property relations and personal relations. In civil litigation, the provisions of this Law shall apply.

Article 249 of the Civil Procedure Law of the People's Republic of China A person’s deposits, bonds, stocks, fund shares and other property status. The people's court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances.

The property inquired, seized, frozen, transferred, or changed in value by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform. When the people's court decides to seize, freeze, transfer or change property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

Article 123 of the "Civil Procedure Law of the People's Republic of China" When filing a lawsuit, a complaint shall be submitted to the People's Court, and copies shall be submitted according to the number of defendants.

If it is really difficult to write a complaint, you can file a complaint orally, and the people's court will record it and inform the other party.