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Do I need to sign if I don't handle business at the bank counter?
Need.

After the counter handles the business, it needs to be signed for confirmation. I went to sign the name, and the agent went to sign the agent's name, followed by the word "Dai". For example, to open a bank card at the counter, you must sign it to take effect. Some accounts opened by bank agents cannot be used directly, and they need to be activated before they can be used normally.