Since Zhongshan made it clear on April 30th, 2022 that all other towns and streets except East District and Shi Qi District were cancelled, the government and banks have successively issued many policies. So today, let's make a detailed interpretation. Regardless of Zhongshan household registration or non-Zhongshan household registration, except for the new houses in the East District and Shi Qi District, the new houses and second-hand houses in other towns and streets are not limited to purchase, which means you can buy them at will at buy buy. Foreign accounts also don't need social security.
In the restricted purchase area, Zhongshan household registration is restricted to three sets, and there is no social security requirement. Non-Zhongshan household registration is limited to two sets, which requires social security or labor contract.
We see that after the cancellation of the purchase restriction, of course, we must also consider the issue of bank loans. At present, the national LPR quotation is 4.3, well, the first set currently implemented in Zhongshan. The interest rate is 3.92 and the interest rate is 4.9.
There is no house in Zhongshan, and there is no mortgage record in the country. You can make a down payment of 20% at the interest rate of 3.9. Then there is a suite in Zhongshan. Well, if you have an outstanding mortgage, you can make a down payment of 30%, and then the interest rate is 4.9. If the mortgage has been settled, the down payment is 30%, and the mortgage execution interest rate is 3.9. There are two suites in Zhongshan. If the loan is not settled, the bank will stop lending.
It is worth noting that the identification of the number of sets is based on the file retrieval of the Land and Resources Bureau, and the loan records are networked nationwide. Finally, I would like to share with you that because the epidemic has been suppressed for three years and suddenly released, coupled with the policy support of the government and banks, the transaction is very hot now. Then, before the market broke out completely, house prices were relatively stable. I hope everyone will seize the opportunity and get on the bus quickly.
The house price in Zhongshan began to appreciate because of the construction of the deep channel. Therefore, to buy Zhongshan House, it is recommended to buy a property near the exit of Shenzhong Channel.
Zhongshan in the deep middle passage is closest to the Shenzhen exit.
The first exit is Ma 'an Island, the second exit is Licun in Torch Development Zone, the third exit is Aibo Road in Torch Development Zone, the fourth exit is Zhongshan Station in Torch Development Zone, the fifth exit is Cuiheng, the sixth exit is Minzhong Town, and the seventh exit port. The farther the exit is from Shenzhen, the less affected it is.
Here are some key points.
Plan of Zhongshan Shenyang-Chongqing Passage Exit
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Shenzhong Tongdao Zhongshan No.1 Exit Maandao Exit
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At present, Vanke West Coast, Merchants Zhenwanfu, Poly Tianhui and Poly Left Bank, Yuehai City and Ma 'an Island Agile Bay 1 are on sale. The prices of these buildings are all around 17000-2 1000, and the area is almost 79-89- 105. Personal opinions with high quality belong to investment promotion.
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Ma 'an Island is about 5km wide from east to west and 1 1 km long from north to south, covering more than 50 square kilometers, and the buildings are also very close.
It only takes 18 minutes to drive to Shenzhen after the bridge is opened. Now, after the expansion of Qianhai, Zhongshan Bridge is opposite Shenzhen Qianhai Free Trade Zone.
The second stop of the Shenzhen-China Passage is the Licun exit of Torch Development Zone.
Then recommend Torch Development Zone with good environment, good facilities, good school district and good quality.
China Merchants Genting Building,
The surrounding facilities of the property are mature. The downstairs is Deneng Lake Park, which is 800 meters away from Sun City Plaza and Wal-Mart Supermarket, 500 meters away from the government and convention center of Torch Development Zone, 300 meters away from the first-class public primary school and the central primary school of Torch Development Zone in the province, and the best junior high school of public torch in the province, 3 kilometers away from Torch No.1 Middle School 1000. It is about 4 kilometers away from the exit of Torch Licun, the second exit of Shenyang-Chongqing Passage. The average building price is about 16500 with decoration, with an area of 89- 1 17 square meters. The three rooms face south, and the down payment of 89 flats is about 320,000.
Buy the torch for a short time, and you can sell it after 3-5 years of appreciation.
In the long run, Maicuiheng New District, formerly known as Kaman Island in nanlang town, is now called Cuiheng New District. Cuiheng will definitely be the most expensive in Zhongshan in the future, and the high-standard planning of Cuiheng New District will be focused on by the government, because Zhongshan, nanlang town and Minzhong Town were all the most backward towns in Zhongshan before, and they were all engaged in agriculture, with little industry and a lot of open space. Now, it's easy to plan big projects in open space. However, Cuiheng New District will have to wait at least 8- 10 years, because there is no supporting facilities at present.
Cuiheng new area
Recommend a cost-effective building, Cuiheng New District, (Ma 'an Island+nanlang town).
Agile, brilliant bay city,
The property is 2km from the seaside and 3km from the Cuiheng exit of Shenzhen-Hong Kong Channel. After the opening of Shenzhen Bridge, the property is 2 kilometers away from Cuiheng Urban Rail Station (Guangzhou South Railway Station to Zhuhai Airport) and within 30 minutes to Shenzhen.
The long-term planning is about 3 kilometers from Cuiheng Station of Guangzhou Metro 18 Line. Long-term planning, if the Shenzhen-Zhuhai Passage is built, this property is the most beneficial property in Zhongshan, 2 kilometers away from the exit of Zhuhai North Station.
At present, the average selling price is about 13500 with decoration, with an area of 82-18 square meters of 3-4 rooms, with a down payment of about 230,000 yuan for 82 flat, and a loan of 30 years, with a monthly payment of about 4,500 yuan. The surrounding environment of the building is good, facing the mountain and the sea.
You can buy something with a little more budget, such as Torch Development Zone and Cuiheng New District. If the down payment budget is 200,000-300,000, it can be considered.
Triangle Town, Agile, Yin Di Lake, this attribute.
The average price is about 8600 with decoration, which is the most cost-effective property with a unit price of more than 8000 in Shenzhen. The property is about 4 kilometers away from the triangle exit of Shenzhen-China Passage, and it takes 30 minutes to Shenzhen after the bridge is opened.
The building is 8km away from Nansha, Guangzhou, with its own kindergarten public primary school, 500m away from Deyin Public School, the most expensive private school in Zhongshan, and former president Sun sun yat-sen memorial middle school.
The residential area is 3,600 mu, and Yin Di Lake is 2,000 mu. The residential environment is beautiful. The resale area is 99- 123- 142 flat, 3-4 rooms, and 142 flat with a lake view from north to south. Average price 1 1000 or so with decoration.
Don't look at the lake view, the average price of 99 is 8600 with decoration, the down payment is about 2 1000, the loan is 30 years, and the monthly payment is about 3500.
Then the blogger introduces himself.
I worked in Shenzhen for several years before, and came to Zhongshan to do real estate when the news of 20 15+0 1 Shenzhen-China passage construction was confirmed.
I have been to every town in Zhongshan, and the pros and cons of each building can be answered one by one. From the end of 20 15 to now, at least 200 people have been successfully helped to buy houses in Zhongshan.
Actually, buy a new house and come to us.
It's really the same price as going to the real estate by yourself, and some real estates are cheaper to find us.
For a simple example, it takes 100 to go to a restaurant by yourself, and only 95 yuan is needed to go through the US delegation.
Online, through Ctrip, booking hotels and air tickets is a truth.
The channel is just different.
Individuals are retail investors, and we mean group buying.
There are some advantages, for example,
What are the advantages and disadvantages of each building? Zhongshan real estate policy, bank loan policy, Zhongshan hukou, Zhongshan integral admission
I made it clear to you.
We have been specializing in Zhongshan real estate for 8 years, and we know more about which properties and lots have more room for appreciation. Professional people do professional things.
If you buy a new house, you don't have to spend money looking for us. Why don't you make one more friend in Zhongshan?
Save money and worry, I have my own Zhongshan real estate, which will be like buying a house for myself.
Give you the most sincere advice, I believe I can sign it.
Zs2024666 Hunan boy