First of all, you must be a farmer, and then find two to five non-immediate relatives to form a joint insurance team and apply at any branch of the Agricultural Bank of China. The required materials are as follows:

The original and photocopy of the ID card of the borrower and its spouse, the guarantor and their spouse, the original and photocopy of the household registration book, the original and photocopy of the marriage certificate, and other supporting materials required by the lender, such as income certificate and village committee certificate (this varies from place to place). Submit the application form, fill in the application form and the letter of commitment for joint guarantee, and it is a matter of signature and handprint after providing the information.

Also, farmers' small loans can also be guaranteed by professional credit institutions, civil servants and companies that have production relations with you.

At present, the amount of small loans for farmers is 30,000-50,000, which can be recycled for three years, and a single loan cannot exceed one year.