A woman in Hunan was unable to repay her debts after being defrauded by the Internet for borrowing money, so she came up with the idea of fraudulent insurance. Even under the pain, I cut off my two toes and defrauded 43, yuan. After appraisal by the appraisal center, the woman intentionally hurt herself and defrauded huge insurance, and was sentenced to three years in prison according to law.

what behaviors will be considered as insurance fraud?

1. There is no insurance accident, and the insured or beneficiary falsely claims that there is an insurance accident. Using sick leave materials provided by others or providing sick leave materials and identification to others to apply for insurance claims is an insurance fraud. 2. It is also insurance fraud that the insured and the insured intentionally cause an accident in partnership and apply for insurance claims. 3. After an insurance accident, it is an insurance fraud for the applicant, the insured or the beneficiary to falsely forge certificates or materials and other evidence, and fabricate false reasons for the accident or exaggerate the degree of loss.

how will fraudulent insurance be punished?

A person who cheats insurance for more than 1, yuan will constitute the crime of insurance fraud. Those below 1, yuan will be recovered by the insurance company. If the social insurance benefits are defrauded by fraud, forged certification materials or other means, the administrative department of social insurance shall order it to return the social insurance benefits defrauded and impose a fine. According to Article 198 of the Criminal Law, if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 1, yuan but not more than 1, yuan. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 2, yuan but not more than 2, yuan.

what are the hazards of fraudulent insurance?

Insurance fraud is very serious, which violates the national insurance system and the property of insurance companies. However, insurance fraud must reach the prescribed amount standard or meet certain serious circumstances before it can be recognized as an insurance fraud crime. Once the crime of insurance fraud is involved, it may involve more complicated issues, such as implicated offense and absorbed offense involved in insurance fraud.