Electronic acceptance is the process of exchanging electronic acceptance bills into physical cash.

In trading activities, the acceptor pays the bill holder an electronic acceptance bill, uses its own credit as a guarantee, and makes a commitment to the bill holder to exchange the electronic acceptance bill for an equal amount of cash when it expires.

Electronic bank acceptance bills are the inheritance and development of paper bank acceptance bills. Electronic bank acceptance bills replace the original paper physical bills in the form of data messages.

All transactions of electronic bank acceptance bills are conducted on the electronic commercial bill system, which can improve the efficiency of bill circulation, improve financial and business efficiency, and reduce human and financial costs.

When conducting electronic acceptance, you must first open corporate online banking. The business of opening corporate online banking can be handled at the bank.

When a bank opens corporate online banking services, it must also activate the electronic acceptance bill function of corporate online banking.

After completing the above steps, you can perform related operations on electronic acceptance bills on corporate online banking.

Extended information:

Electronic bank acceptance bill is the inheritance and development of paper bank acceptance bill.

The relationship between the rights and obligations of the bill reflected in the electronic bank acceptance bill is no different from that of the paper bank acceptance bill. The difference is that the electronic bank acceptance bill replaces the original paper physical bill in the form of data message and uses electronic Signatures replace physical signatures, network transmission replaces manual transmission, and computer entry replaces manual writing, realizing the complete electronicization of bill issuance, circulation, redemption and other bill business processes.

By using electronic signatures and reliable security authentication mechanisms, electronic bank acceptance bills can ensure their uniqueness, integrity and security, and reduce the risk of bills being cloned, altered, forged, lost or damaged. All kinds of risks;

All bill activities such as the issuance, guarantee, acceptance, delivery, endorsement, pledge, discount, rediscount, and rediscount of electronic bank acceptance bills are conducted on the electronic commercial bill system, which can greatly Improve bill circulation efficiency, reduce labor and financial costs, and effectively improve financial and business efficiency.

The maximum term of electronic bank acceptance bills has been extended from 6 months to 1 year, and the maximum bill amount has been enlarged from 100 million yuan to 1 billion yuan. It has good liquidity and strong short-term financing capabilities, which is very helpful to the group. System companies reduce financial costs.

The successful launch of the electronic commercial draft system is another major step in financial innovation.

Electronic bank acceptance bills have greater advantages than paper bank acceptance bills in terms of circulation and intensive management, and will also be a focus of competition for commercial banking business in the future. Commercial banks can do the following Carry out focused marketing on category customers to seize market opportunities.

1. Group enterprises and their subsidiaries with high requirements for cross-regional operations and financial management informatization

2. Large-scale production and sales enterprises and their upstream and downstream supply chain enterprises

3. Small and medium-sized enterprises that use commercial bills as a settlement tool for daily business activities

4. E-commerce platforms and their member companies that use commercial bills for settlement

5. Funds Major financial companies with standardized management and extensive commercial bill business

6. Commercial banks at all levels that are qualified to operate commercial bill business and provide corresponding services