1, as long as there is a VISA sign at the entrance of a foreign store, you can use your card to spend money, and it is impossible without a VISA sign; \x0d\2. Foreign currency deposited in China cannot be consumed, because foreign currency deposited in China is controlled by China's foreign exchange bureau and cannot be freely consumed. Even if it needs to be taken out, it must be paid at the bank deposited at that time; \x0d\3。 Consumption abroad automatically converts the RMB balance in the card into the currency of your credit card according to the foreign exchange rate of the day. \ x0d \ x0d \ Personally, I suggest you take credit card insurance. Now many places outside China can't use debit cards. For example, many supermarkets in the United States have changed to electronic signature boards, which means that if you want to spend with a credit card, you can only sign it, but you can't enter it through a password, so you can't spend with a debit card ~ ~