Enterprises that receive electronic acceptance bills must first open corporate online banking and activate the electronic bill function. Below, Tianxiatong Trading will explain this using China Everbright Bank as an example.
Log in to Everbright Bank Corporate Online Banking, click "Commercial Bill" in the upper right menu bar, then select "Bill Endorsement" → "Endorsement Signature/Rejection" in the left menu bar, click Query, and select the bill that needs to be signed. For the electronic acceptance bill, open it, select it to sign for it, and then use the online banking U-Shield for review to review it.
Before signing, the information provided by the endorser to the endorsee must be accurate, and the face elements must be carefully confirmed. The face elements must be consistent with the endorser's description before signing.
Electronic acceptance bill is a subcategory of electronic commercial bill.
By using electronic signatures and reliable security authentication mechanisms, electronic bank acceptance bills can ensure their uniqueness, integrity and security, and reduce the risk of bills being cloned, altered, forged, lost or damaged. All kinds of risks;
All bill activities such as issuance, guarantee, acceptance, delivery, endorsement, pledge, discount, rediscount, and rediscount of electronic bank acceptance bills are conducted on the electronic commercial bill system, which can greatly Improve bill circulation efficiency, reduce labor and financial costs, and effectively improve financial and business efficiency.
Features
Electronic bank acceptance bills are the inheritance and development of paper bank acceptance bills. The rights and obligations of the bills reflected in electronic bank acceptance bills are no different from paper bank acceptance bills;
The difference is that electronic bank acceptance bills replace the original paper physical bills in the form of data messages, electronic signatures replace physical signatures, network transmission replaces manual transmission, and computer entry replaces manual writing. It has realized the complete electronicization of the bill business processes such as bill issuance, circulation and redemption.
The maximum term of electronic bank acceptance bills has been extended from 6 months to 1 year, and the maximum bill amount has been enlarged from 100 million yuan to 1 billion yuan. It has good liquidity and strong short-term financing capabilities, which is very helpful to the group. System companies reduce financial costs.
The successful launch of the electronic commercial draft system is another major step in financial innovation.
Processing Guide
1. Customers who apply for electronic bank acceptance bills open settlement accounts at the accepting bank
2. Both the electronic bank acceptance bill accepting bank and the user Sign the "Electronic Commercial Bill Business Service Agreement"
3. The customer fills out the "Electronic Commercial Bill Business Application Form" and applies to open the electronic bill business
4. Electronic bank acceptance bill acceptance bank customer Activate business functions and create digital certificates
5. The electronic bank acceptance bill accepting bank and the user sign corresponding agreements based on the type of business
6. Customers specifically handle electronic bank acceptance bill business