Face-to-face interviews are mainly about applicants applying for credit cards online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him.

When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the Internet, so it is impossible to judge whether the applicant himself has submitted the application materials.

Therefore, in order to meet the regulatory requirements, after the applicant applies through the Internet, the issuing bank will send a short message to inform the applicant that he has passed the preliminary examination, and he needs to bring his ID card to any outlet of the issuing bank for face-to-face signing within the specified time.

CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.