How long does it take for China Construction Bank to sign the credit loan face to face?
The credit loan interview of China Construction Bank can generally be completed within 1 day, but the results will not be known until three working days later. Face-to-face loan signing is as important as applying for loan materials. Problems in submitting application materials will lead to loan failure, and problems in face-to-face signing will also lead to loan failure. Therefore, users are advised to be prepared and pay attention to the details at hand.
Bank staff will mainly pay attention to the applicant's work, such as work unit, work income, company business, the applicant's salary flow and so on. When the face-to-face signing staff asks questions, it is best to be able to answer them fluently and be consistent with the materials submitted, otherwise it will easily lead to loan failure. After all, for those who can't answer their basic information questions, banks have the right to question whether this is their own loan. Secondly, in the face-to-face signing, we also need to pay attention to the personal debt ratio, because the debt ratio is also a factor that affects the loan approval results, so banks also attach great importance to this aspect. When signing the contract face to face, the bank will know the reasons for the arrears in detail, and the user only needs to tell the truth.
Did China Construction Bank pass the loan interview?
The face-to-face signing rate of China Construction Bank is still relatively high. After all, the bank loan has been approved. The interview is only because the loan amount is large, so as long as the loan data is filled in the same way, there are basically no other questions that can be answered truthfully.
In summary, the loan also has a certain relationship with the applicant's work unit. Generally speaking, civil servants, teachers, doctors and other personnel are more likely to pass the examination and approval when applying for bank loans.