The procedures and conditions required to purchase trust products mainly include the following points:

Trust product purchase threshold

The investment threshold for trust products starts at 1 million, but The Trust Law stipulates that there should be no more than 50 individual investors with RMB 1 to 3 million.

Trust product purchase conditions

1. Customers who have a certain amount of real estate assets and idle funds that need to be preserved.

2. Customers who have a stable source of income and have idle funds that need to be preserved.

3. Customers whose risk and return preferences are between deposits and stock funds.

4. Customers who feel that the return on bank deposits is too low.

5. Customers with investable funds of more than 1 million yuan.

Steps for purchasing trust products

1. Investors propose their intention to purchase trust products to the trust company.

2. Both parties sign a trust contract in accordance with the law.

3. Investors transfer funds to the special account opened by the trust company at the custodian bank.

4. Trust companies implement trust investment plans.

5. When the trust plan expires, the trust company returns the principal and income to the investors, and the trust relationship is terminated.

Trust product purchase and signing process

1. Materials required for natural person investors

1. Original valid identity document (limited to ID card and military officer ID card) and the original bank cards and passbooks used to distribute trust funds and trust income.

2. A copy of the above information must be signed by the investor himself, or signed by the person in charge as "verified to be consistent with the original" and signed; both the front and back of the ID card, bank card, and passbook must be copied The copy of the account number and account name must be clear.

2. Sign the trust document

The investor signs the "Subscription Risk Declaration" and the "Trust Contract" in triplicate. The customer keeps one copy and the other two copies are taken back and filed. Signing form (all three forms are available)

1. The agency staff will accompany the investor to the local trust company office or overseas office to sign the contract in person.

2. Personnel from the agency will come to sign the contract.

3. Mail the contract. After the investor signs the contract, send it back.

Simple flow chart for trust purchase