1. When the payer applies for issuing a cashier's check, he should fill in the "Application for cashier's check", fill in the payee's name, amount, date and other contents in detail, and affix the bank seal. If individual economic households and individuals need to withdraw cash, they should also fill in the word "cash" and then send it to the bank where the unit opens an account.

The bank issued a promissory note. After accepting the "application for cashier's check", the issuing bank shall carefully examine whether the contents filled in the application are correct. After the audit is correct, properly collect money and issue a cashier's check. If it is necessary to pay cash, the issuing bank should cross out the word "transfer" on the cashier's check and stamp it: the cashier's check is not stamped and handed over to the applicant.

3. The payer shall settle the account by promissory note. The payer may settle the account with a cashier's check to the designated payee or individual economic household.

4. The payee handles the settlement with bills. After receiving the cashier's check from the payer, the payee shall, after examination, fill in the draft in duplicate, and submit it together with the received cashier's check to the bank where the account is opened, so as to handle the account opening procedures of the payee. If the payee is an individual, the transferred cashier's check can also be endorsed by the unit or individual economic household where the endorsee works for settlement. If he has a cashier's check with the word "cash", he can withdraw cash from the bank.

Second, the basic provisions of the settlement of bank promissory notes

1. Endorsement and transfer of cashier's checks are allowed.

All cashier's checks must be registered.

3. The payment term of cashier's check is one month (whether it is a big month or a small month, it is calculated by the next month), and the maturity date will be postponed in case of holidays. The paying bank will not accept expired cashier's checks.

4. The cashier's check is payable at sight, without loss reporting. Lost non-fixed bank promissory notes, which have not been impersonated within one month after the payment is due, can be refunded.

5. The amount of non-fixed promissory notes starts at 100 yuan, and the denominations of fixed promissory notes are divided into 1000 yuan, 5,000 yuan, 10000 yuan and 50,000 yuan.

6, cashier's check need to withdraw cash, the payer should fill in the "cashier's check application form" and indicate the word "cash". When a bank accepts and issues a promissory note, it will cross out the word "transfer" on the promissory note and affix its official seal, so that the payee can withdraw cash with this promissory note.