The Annual Plan for Banking Control in 2023 (chapter 1) aims to prevent and eliminate the bank's money laundering activities and ensure the stability of the bank's payment and settlement. Comprehensively promote the anti-money laundering work of the whole bank, severely crack down on all criminal activities such as drugs, smuggling, corruption and bribery, illegal transfer of funds, and purify the social atmosphere. To ensure the full implementation of anti-money laundering measures, organize, arrange and implement anti-money laundering work. According to the actual situation of the Bank, a leading group for anti-money laundering was established, with Director Wang as the leader and Xu Yukun, Chen Wu as members, to systematically carry out anti-money laundering work for 20XX years.
First, improve the anti-money laundering internal control system.
According to the requirements of the Bank's anti-money laundering internal control system, do daily work, report regularly, strictly manage accounts and strengthen counter supervision.
Two, supervise the submission of large and suspicious data.
Guide and supervise the identification and submission of large-value and suspicious RMB fund transactions in public business, and the counter personnel fill in the transaction data on time every day to screen cases. At the same time, a special post of anti-money laundering reporter is set up to be responsible for the daily operation of the anti-money laundering system and submit monthly, quarterly and annual anti-money laundering reports to superiors on time.
Three, study and consolidate anti-money laundering laws and regulations, policies and skills training.
Take anti-money laundering business training as an important part of the study of laws and regulations, and incorporate it into the overall business training plan, which will be uniformly deployed and implemented by the anti-money laundering leading group, and continue to organize multi-level, multi-channel and multi-form anti-money laundering business training for different positions and businesses to publicize the situation.
Four, strictly implement the anti-money laundering propaganda work.
In 20XX, the Bank will carry out publicity activities in anti-money laundering publicity month. At that time, the bank will hang anti-money laundering banners, post publicity slogans and distribute publicity materials to publicize anti-money laundering work to the society. Counter staff should also do a good job in distributing publicity materials and publicize the anti-money laundering work to the society, so that everyone can realize the harm of anti-money laundering to society and consciously abide by and cooperate with the anti-money laundering work of financial institutions.
Five, accept regular and irregular inspection work, do a good job in self-examination.
Strengthen audit inspection, include anti-money laundering in the scope of daily audit inspection, and escort anti-money laundering. Check the anti-money laundering work regularly, especially in combination with account management, cash payment and bill business, carefully check the anti-money laundering business process operated by counter personnel, investigate and deal with problems in time, prevent the occurrence of money laundering crimes, fulfill the legal obligations of anti-money laundering and safeguard the national economic prosperity.
Six, pay attention to anti-money laundering work, organize a leading group meeting.
The main content of the meeting is to summarize and exchange anti-money laundering work and learn the current situation.
The domestic anti-money laundering situation and tasks, as well as the operational techniques and methods of anti-money laundering work, and theoretically explain the necessity of anti-money laundering work, and clearly control and prevent money laundering risks is an important content of risk management in China. Ensure that the participants in the training deeply understand the importance of anti-money laundering and pass on the training contents, operating techniques and methods to other employees, so as to improve and master the basic knowledge and skills of anti-money laundering, improve the ability to identify suspicious transactions, and perform this important duty well.
Annual Plan for Banking Supervision in 2023 (II) 1. Customer-centered, do a good job in settlement services. Customers are the source of our existence. As the sales department and external window, the quality of service directly affects the credibility of our bank.
1. We will continue to implement the "first inquiry responsibility system", "full-time service", "standing service" and "three-tone service" that our bank has always advocated, so as to ensure that every employee can treat every customer patiently and satisfy customers.
2. With the intensification of competition in the financial industry, customers have higher and higher requirements for banking services, which are not only reflected in counter services, but also in the types of banking services. In addition to continuing to do a good job in the agency settlement of basic business and public utility fees, we should also do a good job in products and services such as unified wage distribution, tobacco PoS, open-end fund business, securities business, insurance, gold, etc., so as to improve the comprehensive competitiveness of banks.
3. Actively strengthen public-private linkage, participate in the company's business, be familiar with the company's business, and better serve customers. Although it has been integrated into the business system, it has not really been integrated for various reasons. It is necessary to strengthen service and marketing through the opportunity of company linkage.
4. Take the bank as the classroom, walk into the community, hold lectures on bank-related knowledge and financial management knowledge, increase people's financial knowledge, let customers know more about the bank and get close to it, so as to integrate into our business.
5. Continue to do a good job in telephone banking, self-service banking and online banking, and promote the use of online banking to quality customers.
Two, strengthen the management of internal control system, prevent risks and ensure the quality of work. With the increase of financial crimes in recent years, we have higher requirements for operational norms and system implementation.
1, urge the science and technology department to replace the computer interface of our business department as soon as possible, and then divide the authority strictly according to the requirements of the integrated business system, with one card for each post, so as to enhance the rigidity of system implementation and improve the binding force.
2. Further strengthen the internal control and external defense of important links and positions, focusing on account management (ensuring the quality of the account opening unit of the Bank) and on-site service.
3. Further strengthen the accounting cashier system, strictly implement and check the accounting cashier system, and standardize the use and custody of accounting seals and blank important vouchers.
4. Strengthen the process supervision of counter business to reduce the occurrence of counter errors.
5. Standardize the business operation process, strengthen the daily inspection system of the chief accountant, find hidden dangers in time, reduce errors and put an end to settlement accidents.
6. Seriously perform the business guidance and inspection of the branch.
7, do a good job of regular assessment of accounting quality.
Third, people-oriented, improve the overall quality of employees and improve marketing performance. Staff quality is the foundation of bank development. Under the current situation of frequent personnel turnover, our business department urgently needs a high-quality team.
1, be a good citizen. Banking sounds beautiful, but it is full of competition and risks, so you need to have certain psychological quality and cultural accomplishment when you come to our sales department. In employing people, we should use employees' ability and their greatest potential to determine suitable positions, so as to improve employees' enthusiasm.
2. Strengthen business training, which is also the most urgent. Inform and report training programs in time, and train basic knowledge such as cashier system, counter service process, integrated business system accounting system, new accounting subjects and various emerging businesses.
3. In the case of shortage of personnel, it is still necessary to strengthen on-the-job training, not only to participate in the skill examination organized by the branch, but also to improve the professional level of employees.
4. Be diligent in the ideological work of employees, care for and encourage employees, and enhance their psychological quality.
5. Carry out job rotation in a planned and purposeful way, and train every employee to change from single operation to mixed multi-function.
6. Strengthen daily management. Each sub-branch should clarify the responsibilities of each post, let the network personnel divide their work reasonably, unite and cooperate, and implement "linkage marketing".
Annual Plan for Banking Supervision in 2023 (Chapter III) 1. Strict financial discipline and strict fund management
Financial personnel should improve their quality, implement financial discipline to the letter and make good use of employees' money.
1, strengthen budget management.
Budget work should adapt to the situation of the reform of the financial budget system, meet the needs of the reform of the internal management system of employees, and arrange various expenditures reasonably. Mobilize the enthusiasm of bank financial management, give full play to the supervisory function of financial supervisor, and manage money for employees.
2. Strengthen expenditure management.
(1) Strictly implement the budget plan.
(2) Strictly implement the examination and approval system and standardize the procedures for the use of funds.
(3) Strict expense invoice countersigning system. The expense invoice shall be signed by more than two people, and the expenditure scope and standards of relevant national rules and regulations shall be strictly implemented.
(4) Major expenditure items of the bank, such as repair, interior decoration and equipment procurement, should be demonstrated in advance and the project budget should be prepared. After collective research by the executive meeting, passed by the staff congress, reported to the central bank for approval, and operated according to relevant regulations.
(five) all projects that are included in the centralized procurement of the government shall be purchased in accordance with the prescribed procedures.
Second, do a good job in public financial supervision and promote democratic management.
Do a good job in financial disclosure and supervision, improve the internal control system of employees and increase the financial transparency of employees.
1, make financial disclosure.
The items and standards of student fees should be publicized to the public at the publicity column at the entrance of the staff school and accept social supervision. Employee's daily income, expenditure, major project construction, bulk purchase, house lease, etc. , should be made public at the teachers' congress and the executive meeting, and publicized among the staff.
2. Do a good job in financial supervision.
(3) report the financial situation to the central bank every month and accept the audit and supervision of the township central bank.
(4) Organize all teachers to settle bank funds at the end of each period, and file the audit report and rectification results.
Three, the rational use of bank funds to promote the development of banks
Capital is the basic guarantee for employees' sustainable development. In today's shortage of funds, only rational use of funds can promote the development of banks and play a role in serving teachers and students and teaching.
1, open source and reduce expenditure to prevent waste. Using water and electricity is a big expense for employees. The General Affairs Department should encourage faculty and staff to develop the good habit of cutting off water and electricity at will to prevent waste.
2. Growing vegetables and raising pigs to improve welfare. The general affairs department should encourage faculty to make full use of the staff's open space to grow vegetables, use leftovers to raise pigs, and improve the welfare of faculty.
3. Take care of property and reduce losses. The general affairs department should encourage the teaching and administrative staff to establish a sense of heroism, care for employees' property, improve the utilization rate of employees' property and reduce losses.
Annual Plan for Banking Regulation in 2023 (Chapter IV) Over the past year, I have conscientiously implemented the principles and policies of the State Council's financial reform, closely studied the adjustment of agricultural and rural economic structure, and led employees to carry out various tasks according to the annual task indicators issued by the People's Bank of China and superior trade unions.
1. Be able to seriously study relevant financial laws and regulations, learn relevant business rules and knowledge of credit cooperatives, improve professional quality, strengthen honesty and self-discipline education, be loyal to their duties and act according to law. At the same time, we regularly organize employees to learn the spirit of the relevant documents from their superiors, strengthen business habits, and strengthen the education of honesty and self-discipline, law education and safety awareness of employees, so that all the work of this agency can be followed by rules and laws.
Second, efforts should be made to improve and perfect various rules and regulations and implement them vigorously. It is necessary to formulate corresponding work standards and business assessment methods in accordance with the provisions of higher authorities and the actual situation of this organ, so as to restrict and promote each other's work, so as to realize the smooth development of all work and achieve certain benefits.
Third, the work:
1. According to the economic characteristics of the community, do a good job in the organization of deposits in time, so that all employees have tasks and attach importance to deposits in the first three quarters of this year, and the annual deposit increase ranks first in the region.
3. Do a good job of "clearing mistakes" and collect interest in time. At the beginning of the year, we did a good job in the overall deployment and general mobilization of "clearing Africa", timely implemented the collection work according to the seasonal income situation, and organized a "100-day clearing Africa" activity in the peak season of shrimp income. The non-performing loans were effectively controlled and the benefits were significantly improved.
Fourth, the performance of benefits:
At the end of the year, the balance of deposits was billion yuan, with a net increase of billion yuan, accounting for% of the plan. The balance of various loans was billion yuan, an increase of billion yuan, and loan-to-deposit ratio% was controlled within a reasonable proportion; The balance of non-performing loans was billion yuan, down by billion yuan, accounting for%, down by percentage points; The book value of profit is10,000 yuan, but it is actually10,000 yuan, which is% of the plan.
Shortcomings of verb (abbreviation of verb):
My business level and management ability are not high, business development is slow, non-performing loans remain high and collection speed is slow. The "secondary" loans increase, and the potential risks increase. There are four enterprises with over-proportional loans, and the capital adequacy ratio is seriously insufficient. The book loss is 1 10,000 yuan, and the office conditions, preventive facilities, living conditions of employees and working environment have not improved.
Measures to improve intransitive verbs;
Strengthen the study of their own business theory, further improve their business level and management ability, increase the intensity of "clean up" loans, especially "two loans", strive to firmly support "three rural" loans, reduce large loans, increase revenue and reduce expenditure, improve operational efficiency, improve capital adequacy ratio and loan compensation ratio, reduce and eliminate risks as soon as possible, and review the work throughout the year.
In 20XX, I will try my best to overcome my own shortcomings, study hard, improve my own quality, actively explore, perform my duties and obey the leadership under the leadership of the business department of the Union and the credit cooperatives.
Annual Plan for Banking Supervision in 2023 (Chapter 5) 20XX Anti-money Laundering Work Plan
1, strengthen anti-money laundering study and education. First, it is required to establish an anti-money laundering learning system based on outlets. Each outlet shall designate a special person to be responsible for regularly downloading and collecting anti-money laundering rules and regulations and related business notices issued by the superior bank from OA and email, establishing an electronic folder of anti-money laundering rules and regulations, organizing study by using the morning meeting time and study time every Thursday, and making study records. The second is to carry out anti-money laundering knowledge learning activities. Branches sort out laws, regulations and rules related to anti-money laundering and distribute them to all units for study. At the same time, in order to test the learning effect, it is planned to launch a bank-wide anti-money laundering knowledge learning and testing activity in March.
The third is to carry out anti-money laundering warning education. At the beginning of February, it is planned to convey the spirit of the speech made by Vice President Wu of the People's Bank of China at the video and telephone conference on anti-money laundering crime and its upstream crime warning education, and organize anti-money laundering personnel throughout the jurisdiction to watch the anti-money laundering warning education film of the People's Bank of China.
2. Conduct anti-money laundering business training. In April, it is planned to hold professional training for full-time (part-time) anti-money laundering personnel, and invite relevant personnel of the People's Bank of China to give lectures or have discussions. In July, a training course was held for enterprise managers and financial personnel to learn relevant anti-money laundering regulations.
3. Increase anti-money laundering publicity. The better the publicity work is done, the more you can gain the understanding and support of customers. It is planned to hold two large-scale anti-money laundering publicity activities in June and June 10, and continue to follow the characteristics of anti-money laundering publicity in downtown areas, universities and communities. During the activities, all business outlets are required to hang anti-money laundering propaganda slogans, carry out street consultation activities and roll anti-money laundering videos in the business hall.
4. Strengthen anti-money laundering inspection and guidance. First, daily inspection, relying on business departments and making full use of professional inspection teams. In the process of business inspection, the three major obligations of anti-money laundering (customer identification system, establishment of customer identity information and transaction record keeping system, implementation of large transactions and suspicious transaction reporting system) are included in the inspection scope for inspection.
Second, it is planned to carry out anti-money laundering self-inspection and mutual inspection within its jurisdiction in May. Self-inspection shall be organized by the branch itself. Cross check is arranged by branches, and some branches cross check. Third, organize key anti-money laundering inspections in September, and inspect branches that are not in place in their daily work.
5. Continue to operate the anti-money laundering suspicious transaction monitoring system.
Annual Plan of Bank Control in 2023 (Chapter VI) With the increase of financial crimes in recent years, we have higher requirements for the standardization of operation and the implementation of the system. According to the actual situation of our bank's accounting settlement work in the past year, the work mainly starts from three aspects: focusing on service, focusing on quality and focusing on quality. Now, personal work plans are made for our bank in view of these three aspects:
I have worked in a bank for many years and served hundreds of clients. I constantly remind myself to be serious and modest, and the customer is God's principle. Therefore, my work performance is remarkable, and I have been recognized and supported by customers. According to the actual situation of our bank's accounting settlement work in the past year, the work mainly starts from three aspects: paying attention to service, quality and quality. Now, we have made a personal work plan for these three aspects:
First, the focus of the work plan is still to focus on customers and do a good job in settlement services. Customers are the source of our existence. As the sales department and external window, the quality of service directly affects the credibility of our bank.
1. We will continue to implement the "first inquiry responsibility system", "full-time service", "standing service" and "three-tone service" that our bank has always advocated, so as to ensure that every employee can treat every customer patiently and satisfy customers.
2. With the intensification of competition in the financial industry, customers' requirements for banking services are getting higher and higher, which is not only reflected in counter services, but also in our service varieties. In addition to continuing to do a good job in the agency settlement of public utility fees, taxes and fees, financial charges, traffic fines, BSP aviation agency and other businesses, we should also do a good job in the expressway network charging business, open-end fund acquisition business, securities business and other businesses that will be opened next year to improve our competitiveness.
3. Actively strengthen contact with personal business, participate in personal business, be familiar with personal business, and better serve customers. Although I have been working on the integrated business system, I have not been able to achieve real integration for various reasons, which is the lack of work in my sales department.
4. Taking banks as the classroom, we will hold more lectures on bank settlement methods next year to increase people's financial knowledge, and let customers know more about banks and get close to them, so as to integrate into our business.
5. Continue to do a good job in telephone banking, self-service banking and online banking, and promote the use of online banking to quality customers.
Two, strengthen the management of internal control system, prevent risks and ensure the quality of work. With the increase of financial crimes in recent years, we have higher requirements for operational norms and system implementation.
1, urge the science and technology department to replace the computer interface of our business department as soon as possible, and then implement the division of powers in strict accordance with the requirements of the integrated business system, with one post and one card, so as to enhance the rigidity of system implementation and improve the binding force.
2. Further strengthen the internal control and external defense of important links and positions, focusing on account management (ensuring the quality of the account opening unit of the Bank) and on-site service.
3. Formulate the work plan for financial personnel, further strengthen the accounting cashier system, strictly implement and check the accounting cashier system, and standardize the use and custody of accounting seals and blank important vouchers.
4. Focus on payment cipher sales, ensure the security of bank-enterprise settlement funds, and further improve the means for banks to prevent external settlement risks.
5. Standardize the business operation process, strengthen the daily inspection system of the chief accountant, find hidden dangers in time, reduce errors and put an end to settlement accidents.
6. Seriously perform the business guidance and inspection of the branch.
7, do a good job of regular assessment of accounting quality.
Five, people-oriented to improve the overall quality of employees. Staff quality is the foundation of bank development. Under the current situation of frequent personnel turnover, our business department urgently needs a high-quality team.
1, be a good citizen. Banking sounds beautiful, but it is full of competition and risks, so you need to have certain psychological quality and cultural accomplishment when you come to our sales department. In employing people, it is necessary to give full play to the ability and potential of employees and determine suitable positions, thus improving the enthusiasm of employees.
2. Strengthen business training, which is also the most urgent next year. Now the training plan has been submitted to the personnel department, and it is ready to train the basic knowledge such as cashier system, payment and settlement methods, accounting system of integrated business system, new accounting subjects and various emerging businesses.
3. In the case of personnel shortage, it is still necessary to strengthen on-the-job training, not only to participate in next year's technical competition, but also to improve the professional level of employees.
4. Be diligent in the ideological work of employees, care for and encourage employees, and enhance their psychological quality.
5. Carry out job rotation in a planned and purposeful way, and train every employee to change from single operation to mixed multi-function.
Annual Plan for Internal Control of Banking Industry in 2023 (Chapter VII) In order to implement the instructions of the superior bank on strengthening internal control, improve the internal control management mechanism, effectively prevent financial risks, promote the effective development of internal control, operate in compliance with laws and regulations, strive to achieve the goal of no cases and no major violations throughout the year, and strive to shape the brand image of the Bank, the internal control work plan for 20XX is specially formulated.
First, the overall thinking and work objectives
In the year of 20XX, the general idea and working goal of the Bank's internal control work are: around the core working goal of annual profit exceeding RMB20xx proposed by the Party Committee of the branch, adhere to the guiding ideology of team building, strengthening supervision, preventing risks, ensuring safety and promoting development, continue to promote the matrix internal control management mode, implement the requirements of "three synchronizations" and "three responsibilities", and start with improving the level of network automatic control, management and control of line management departments and joint control of second-line lead departments. Focusing on education, organizational system, evaluation, supervision and accountability, we will carry out in-depth compliance awareness education, improve the quality of employees, enhance compliance operation ability, and strive to achieve the goal of no cases and no major violations throughout the year.
Two, strengthen and improve the construction of internal control system, and lay a solid foundation for internal control.
Strengthening and perfecting the construction of internal control system is the basis of internal control and the key to effectively prevent bank financial risks. According to the Guiding Principles on Strengthening the Internal Control of Financial Institutions issued by the People's Bank of China, the Bank should improve the existing rules and regulations, formulate unified business management systems and operating procedures, strengthen credit management, fund management, accounting management, safety management and administrative management, strengthen the self-supervision of posts such as accountants, cashiers and computer systems, and hand over and keep seals, secret cards and blank vouchers, so as to make all internal control systems scientific, rigorous, binding and effective.
Three, strengthen the construction of internal control team, improve the quality and ability of personnel
Strengthening the construction of internal control team and improving the quality and ability of personnel are the basis for doing a good job of internal control. First, internal control personnel should study hard, strengthen their own study, learn internal control laws, regulations, policies and systems, establish the concept of learning at work and learning at work, strive to improve their ability to solve new situations and problems in internal control work, deeply understand and accurately grasp the basic connotation, principle requirements and significance of internal control work, and effectively enhance the initiative and pertinence of work. Second, in order to improve their working ability, internal control personnel need to clearly understand the situation, pay attention to hot spots, grasp key points, coordinate relations, improve their ability to cope with emergencies, and do a good job in internal control to serve banking business management and economic development. Third, internal control personnel should face up to their position and role, mobilize their enthusiasm, carry forward the spirit of teamwork, play a collective role, establish a new concept that internal control work is also productivity, and give full play to the role of internal control work. Fourth, internal control personnel should strengthen the building of a clean and honest party style, implement the unified deployment of the responsibility system for building a clean and honest party style in the whole bank according to the requirements of "responsibility in place, supervision in place, and investigation in place", clarify responsibilities, strengthen supervision, and lead by example, be honest and self-disciplined, and avoid violations.
Fourth, strengthen the collection of internal control information and do a good job in internal control.
Internal control information is the basis and key to internal control. It is necessary to further establish and improve the internal control information system, expand the coverage of the information system, and ensure the full flow of information. On this basis, strengthen the collection of internal control information, make good use of internal control information, keep abreast of the internal control work of various institutions and lines, and provide information guarantee for the design, implementation and feedback of internal control. Establish information connection and regular contact mechanism with banks and their internal control management departments, timely, truly and completely convey regulatory intentions, exchange information and communicate problems. It is necessary to establish an error information recording platform to record all kinds of error information, and increase supervision over the implementation of business error rectification and punishment for relevant responsible persons.
Five, around the internal control objectives, do a good job of eliminating risks and preventing cases.
It is necessary to closely focus on internal control objectives, do a good job in risk elimination and case prevention, and improve the scientificity, pertinence and effectiveness of internal control supervision.
1, firmly establish the ideology of all staff to eliminate risks and prevent cases. Every employee should study hard, master the causes and laws of financial risks, and put the awareness of being alert to risks, facing risks squarely, managing risks and preventing risks in their own hearts. In any post and any work, we should be bound up with safety ideologically and never forget financial risks. Strengthen ideological and moral education, be honest and upright, treat fame and fortune correctly, be strict with yourself, stop procrastination, consolidate spiritual support, build a strong ideological defense line, achieve high standards of work, strict requirements of life, and a high level of style, and put an end to all bad behaviors and decadent styles in society. It is necessary to strictly implement various work systems, so that the system is non-negotiable and ruthless, and compliance management, compliance management and compliance operation are implemented. It is necessary to understand and master the key points of internal control, pay attention to everything in combination with the actual situation of their own work, discover and eliminate existing financial risks in time, ensure the safety of bank assets and maximize benefits through compliance and law-abiding.
2. Strengthen the construction of compliance culture and further enhance employees' awareness of compliance management according to law. It is necessary to organize employees of the whole bank to seriously study the Notice on Strengthening Operational Risk Prevention, Operational Risk Management Guidelines of Commercial Banks, Professional Ethics of Banking Employees and other series of documents, strengthen the training of rules and regulations such as post compliance manuals and various business operating procedures, and establish an internal control culture that conforms to the actual situation of the bank through study and training. Every employee should identify with the bank's internal control culture, infiltrate the internal control consciousness and internal control culture into his own thoughts, become his own conscious behavior, deepen his understanding of compliance management, learn and understand rules and regulations, enhance his ability and consciousness of implementing the system, form all the work standards that conform to law-abiding and compliance, and build an indestructible moral Great Wall in his heart.
3. Seriously implement the case prevention system, eliminate risks and prevent cases. It is necessary to adhere to the system of case analysis meeting, and all staff should participate in the case analysis meeting to improve their awareness of eliminating risks and preventing cases. Conduct rotation communication with the heads of business institutions and employees in important positions. Regular inspection, evaluation and supervision of post exchange, compulsory leave and other management work. It is necessary to strengthen the supervision of grassroots leaders, employees in important positions "eight hours away" and their social circles, master abnormal behaviors, eliminate potential risks in time, and prevent cases from happening.
Six, earnestly implement the internal control rectification mechanism, strengthen the monitoring and analysis of internal control problems.
According to the spirit of the notice of "conducting comprehensive on-site inspection" issued by the Banking Regulatory Bureau, conduct a major inspection of operational risks, implement rectification measures, and avoid operational risks and regulatory risks. It is necessary to check issues such as deposits, counter operations, accounting settlement, credit business, bill acceptance and discount, bank cards, interest rate management, security and treasury management, and make timely rectification when problems are found to ensure that all rectification is in place. On the basis of self-examination and evaluation of functional management and business departments, conduct quarterly inspections to check the implementation of party style and clean government building, case prevention responsibility system and related systems, put forward rectification suggestions for problems found in inspections, urge and help them implement rectification, and strengthen internal control management. It is necessary to strengthen the monitoring and analysis of internal control problems, put forward rectification opinions and requirements, help urge rectification, and continuously improve the level of internal control management.
Seven, improve the internal control incentive and accountability mechanism, strengthen the case against high pressure.
It is necessary to improve the internal control incentive mechanism, further establish and improve the reward system for reporting violations, unblock reporting channels, set up e-mail boxes for reporting violations, and encourage employees to reflect violations and clues in a timely manner through various channels. It is necessary to do a good job in the verification of all kinds of reports in a timely manner, and timely check and thoroughly investigate the clues involving major violations of laws and regulations revealed by letters and visits from the masses. It is necessary to strengthen the accountability mechanism, and investigate and punish those responsible for violations of discipline found in various inspections. We should continue to strengthen the system of investigating the responsibility of cases. For cases not found in self-examination, it is necessary to strictly implement the provisions of double-line accountability and two-level pursuit of major cases, and severely deal with those directly responsible and responsible leaders. Cases or major accidents caused by leading cadres' inaction and chaos should be strictly accountable and dealt with seriously. It is necessary to strengthen the prevention of high-pressure cases, strictly implement the accountability system, and formulate iron discipline. No matter who abides by the rules and regulations, no privilege, no tolerance, no next time, if there is a problem, check it out and do a good job of internal control.
Eight, strengthen the construction of laws and regulations, improve the level of anti-money laundering work.
It is necessary to strengthen the construction of various systems, straighten out relations, improve efficiency and improve the level of anti-money laundering work. First, expand the monitoring scope of anti-money laundering business, covering all aspects of banking business such as domestic settlement, international settlement, liquidation, bank card and savings, and form an anti-money laundering organization and management system with wide coverage, clear division of labor, clear responsibilities and strong operability. Second, submit large and suspicious transactions as required, and basically complete system maintenance and verification. The third is to strengthen the anti-money laundering inspection and strictly supervise the rectification of problems found in the inspection. Fourth, strengthen the study and training of journalists and information officers throughout the bank to improve their anti-money laundering skills. Fifth, strictly implement various rules and regulations related to account management, earnestly perform anti-money laundering duties, diligently investigate the opening and closing of accounts of enterprises, and pay attention to the audit of valid certificates for counter business to prevent the occurrence of businesses without anonymity, pseudonyms and invalid certificates.