Theoretically, a 16-year-old can apply for a bank card at many banks, such as Postal Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, etc. However, it only needs to be handled under the guidance of the relevant guardian, and you also need to bring the relevant documents required to apply for a bank card. According to the laws of our country, people who are over 16 years old but under 18 years old can apply for bank cards with their ID cards and copies or household registers and copies, but they are not allowed to open online banking; under 16 years old, in the presence of a guardian, You can use your account book or ID card to apply for a bank card, but online banking is not allowed.

Banks in our country basically stipulate that you must be over 18 years old to handle online banking. Customers under 18 years of age should be handled by their guardian. Therefore, parents can help open online banking. Therefore, if you are over 16 years old, you can apply for any domestic bank card with your ID card.

The process is as follows: I take the original ID card to the bank where I want to open an account; with the assistance of the lobby manager, fill in the application form; hand the ID card and application form to the staff, and follow the staff’s instructions Prompt for password and signature.

Extended information:

The same bank can only open up to 4 cards.

In December 2015, the China Banking Regulatory Commission issued the "Notice of the Banking Industry on Combating New Illegal Crimes in Telecom Networks" (hereinafter referred to as the "Notice"). The notice stipulates that starting from January 1, 2016, in principle, the same customer is not allowed to open more than 4 debit cards (excluding social security cards) at the same institution.

At the same time, the notice also stipulates that “in principle, the same agent shall not open more than three cards at the same commercial bank. Debit cards issued by an agent can only be issued by the agent when the agent arrives with his or her valid identity document. The card can only be used after activation at the counter. "

The "Notice" also requires that for customers who already have more than 4 debit cards, the bank should proactively contact the customer for verification. If it is found that they are unwilling to apply, they should suspend it. Serve.