Digital certificate authenticates the identity of customers' online transactions through personal certificate authentication and digital signature technology, and can sign various business service agreements to ensure the uniqueness, integrity and non-repudiation of transactions and agreements. Digital certificates are divided into "mobile digital certificates" and "file digital certificates" according to different storage media.
Bank digital certificate is a digital certificate to verify the identity of online banking customers and protect the validity and security of accounts. Digital certificate is an authoritative electronic document, which is issued by an authoritative and impartial third party organization, namely CA Center.
Generally speaking, the digital certificate of online banking is the identity card of an individual when using online banking. Digital certificates of online banking are usually stored in U shields issued by banks. When users use online banking, their digital certificates and the bank's digital certificates will mutually confirm each other's identities. After the authentication of both parties is true, a secure encrypted channel will be established between the user and the bank, and the user can safely enter the personal online bank.