Buying insurance usually requires the signature of the insured and the insured. According to the relevant regulations, if the applicant buys insurance for the insured, the insurance contract is invalid without the signature or consent of the insured. Insurance contract is an important basis for us to insure and settle claims. We also need to know more important information contained in the insurance contract: teach you to distinguish the important points of the insurance contract!

Generally speaking, online insurance policies basically require the insured to be fully informed and sign a paper contract.

In order to prevent some claims disputes, the insured must know something about the insurance involving personal protection, and the contract with death as the condition of paying insurance money must be signed by the insured. If the insured is a minor or incapacitated person, it must be signed by his guardian.

Insurance products insured online do not necessarily need the signature of the insured, but they all need the consent of the insured before they can be insured. At the same time, it is necessary to ensure that the identity information of the insured, the insured and the beneficiary is authenticated by real name, and then the insurance is approved by the insured through mobile phone verification, so that the electronic contract has the same legal effect. Many people are worried that it is not safe to buy insurance online, but in fact, after buying insurance online, the generated electronic insurance policy is also legally effective. After reading this article, we will have a detailed understanding: Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?

For the signature of insurance, we also need to pay attention to:

1. The applicant and the insured are the same person, and the policy must be signed by the applicant, which means that the insured has signed it;

2. The applicant and the insured are two people, and the policy does not contain the liability for death, so the applicant should sign it, and the insured does not need to sign it himself;

3. The insured and the insured are two persons, and the insurance policy includes the liability for death compensation. In this case, the insurance law stipulates that without the written consent and approval of the insured, the contract with death as the condition for paying insurance benefits is invalid.

In fact, there is still a lot of professional knowledge in buying insurance, so we should understand it clearly. In this article, the senior sisters have sorted out all the necessary knowledge points. I suggest you look carefully: before buying insurance, you must first understand these key knowledge points!

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search.