Bank credit cards are generally valid for 3 years, and individual banks are 5 years. After the expiration of the validity period, the bank will decide whether to let customers continue to use credit cards according to their past use of credit cards. Before the expiration of the validity period, the bank will remind users by email, SMS or letter some time in advance.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
After the new card arrives, the cardholder needs to check the relevant information with the bank and open the card (that is, activate the card) before using it. Therefore, even if the card is lost, it is difficult to have the hidden danger of being stolen. As long as the cardholder calls the relevant customer service hotline, he can ask the bank to reissue the card and send it.