1, the original insurance policy or a copy of the original insurance policy;

2. Signed accident liability confirmation issued by the traffic police at the scene of the accident, or simple accident handling book, accident mediation book and accident cause certificate (if the accident belongs to one party and the person in charge of the insurance company has gone to the scene for investigation, this material is not required; If it is not a unilateral accident, it needs to be provided);

3. Official invoice of automobile maintenance industry;

4. A copy of the driver's license of the driver who was driving at the time of the accident and a copy of the driver's license of the vehicle where the accident occurred;

5 motor vehicle insurance loss confirmation, confirmation of repair items list, spare parts replacement update items list;

6, motor vehicle insurance accident report form, motor vehicle insurance accident claims application;

7, motor vehicle insurance accident scene investigation record or motor vehicle insurance accident scene investigation inquiry record (generally applicable to theft and emergency claims, difficult claims and no first scene claims);

8, motor vehicle insurance accident site survey sketch, related accident vehicle loss photos;

9. Notice of compensation.

Extended data:

Matters needing attention in traffic accident auto insurance claims:

1, don't take responsibility for the accident at will.

Some car owners think that insurance companies will pay for it, so they will take full responsibility. In fact, insurance companies have set different compensation ratios according to the responsibilities of car owners.

2. Never repair it before reimbursement.

In order to save time and trouble, some car owners go to a repair shop first, and then go to the insurance company for reimbursement after repairing the car. In fact, if the owner starts to repair the vehicle without reporting to the insurance company, the insurance company thinks that the maintenance cost is higher than the fixed loss, and the difference is borne by the owner himself.

3. It is necessary to be cautious to entrust the repair shop to make claims.

For convenience, some car owners do not contact the insurance company directly after the accident, but entrust a familiar repair shop to settle claims. This behavior is very risky. Some repair shops will let car owners take some "crooked ways" to achieve the purpose of compensation. If these "crooked ways" are verified by the insurance company, the owner will not only bear the responsibility himself, but also leave a bad record in the insurance company.

The scope of deductible is limited.

Even if insured with deductible insurance, the owner may not be able to get full compensation. In order to prevent moral hazard, insurance companies will set a separate deductible for some specific accidents, which is not within the scope of deductible. Insurance companies generally deduct the odds of multiple accidents, over-range driving and incomplete claims documents.

Excluding deductible insurance is an additional insurance, mainly for the main insurance such as car damage insurance and third party liability insurance. For additional risks such as spontaneous combustion insurance and glass breakage insurance, excluding deductible insurance does not work.

Baidu Encyclopedia-traffic accident compensation

Baidu Encyclopedia-Traffic Accident Insurance Compensation Procedure