Longka credit card application form

Important tips

1. The basic requirements of the main card applicant are China citizens, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct; Supplementary card applicants must be at least 13 years old and have the consent of the main card applicant or the main card holder.

2. In order to ensure the successful approval of your application, please read the Application Agreement of China Construction Bank Longka Credit Card carefully and sign your name in the applicant's signature column.

3. Please provide copies of the following materials with the application form:

● Identity documents of the applicant for the main card and the supplementary card; Foreigners should provide passports and guarantees;

● Any proof of my income: personal income tax bill, social security bill, payroll passbook or statement, and the original income certificate stamped by the company;

● Your own residence certificate: your own real estate license; Applicants for local household registration can provide any proof of payment of telephone, water, electricity, coal (gas), property management, cable TV and Internet broadband fees directly related to you last month.

Please begin to fill in (all the following items must be filled in)

◆ Application card type. Application card type.

Visa MasterCard (MasterCard)

□ Gold Card □ Ordinary Card □ Gold Card □ Ordinary Card

● If the application for gold card is not approved, do you agree to apply for ordinary card □ Yes □ No?

Your basic information

Chinese name pinyin or English name

Sex □ Male □ Female Date of Birth □ Date of Birth □ Date of Birth

ID card □ 1 Resident ID card □2 Passport □3 Travel permit for Hong Kong and Macao residents to and from the mainland and proof of Taiwan Province compatriots.

□4 Military Officer's Certificate □5 Other (please specify)

CertificateNo. □□□□□□□□□□□□□□□ ————————————

Marital status □/kloc-0 □ Married with children □2 Married without children □3 Unmarried □4 Other (please specify)

Academic calendar □ 1 graduate students and above □2 universities □3 junior colleges □4 secondary schools/high schools □5 others (please specify)

Nature of residence □ 1 self-purchase (no loan) □2 self-purchase (monthly repayment with loan) □3 Living with parents.

□4 Lease □5 Unit Allocation □6 Other (please specify)

Residential address urban area (county)

postal code

E-mail of residential telephone and mobile phone

Characteristic data (used for identity confirmation when opening the card, fill in six digits) □□□□□□□□□□□□□□

Your job information

Annual income of unit name (after tax)

Company address, city (county)

postal code

Unit telephone area code telephone extension number

Unit category □/kloc-0 □ institutions □2 state-owned enterprises □3 listed companies □4 private enterprises.

□5 foreign-funded enterprises □6 private enterprises □7 others (please specify)

Job title □ 1 Bureau level or above □2 □3 □4 General cadre □5 General manager

□6 Department Manager □7 Ordinary Employees □8 Other (please specify)

Job Title □ 1 Senior □2 Intermediate □3 Junior □4 Other

Working time, year, month, and current working years of the company.

◆ Send the statement to this address.

□ Residential address □ Work address □ Other address

postal code

◆ Your credit information

Opening an account in our bank □ 1 housing loan □2 wealth management customers □3 other personal loan customers.

□4 Large savings (6,543,800 yuan or more) □5 None.

Credit card holder □/kloc-0 □ has a dragon card and pays □2 has a dragon card □3 has a credit card from another bank □4 has no card.

Our bank's salary payment □ 1 salary payment □2 No salary payment.

U your contact information (without warranty responsibility)

Relationship between name, gender and applicant

Unit name and department contact telephone number

U your supplementary card applicant information (if you don't apply for supplementary card, you don't need to fill it in)

Chinese name pinyin or English name

Date of birth Date of birth Sex □ Male □ Female

ID card □ 1 Resident ID card □2 Passport □3 Travel permit for Hong Kong and Macao residents to and from the mainland and proof of Taiwan Province compatriots.

□4 Military Officer's Certificate □5 Other (please specify)

CertificateNo. □□□□□□□□□□□□□□□ ————————————

Relationship with the principal cardholder □ 1 spouse □2 parents □3 children □4 others (please specify)

Mailing address city (county)

postal code

Contact telephone number, area code, telephone and mobile phone

The main card number is □□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□

U application amount (the issuing bank has the final approval right)

I applied for a credit line: RMB. Credit limit for supplementary card application: RMB.

◆ Do you use passwords for domestic consumption?

□ Use password □ Don't use password.

U agreed account repayment authorization (choose one of the following two options for each group)

● This function will be launched in branches one after another. If you need to apply for this function, please consult and confirm with local card issuing banks and fill in the following information.

Repay RMB □□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□□

Repayment in USD □ Full amount □ Minimum repayment amount

My settlement account (16 or 19) of the bank that applied for a credit card USD account.

◆ Reference information (if not, it is not needed)

Name, telephone number and ID number of the referee

Please read it carefully and sign it.

I hereby declare:

1. The above information is completely true, and we agree that China Construction Bank should verify the authenticity of the above information with relevant parties.

2. I have carefully read all the contents of China Construction Bank Longka Credit Card Application Agreement, and voluntarily signed and performed this agreement.

3. All supplementary card transactions are charged to my main card account.

Whether the application is successful or not, I agree that this application form and the attached related materials will not be returned to me.

Signature of main card applicant

date month year

Signature of supplementary card applicant

date month year

Signature of legal guardian (if the supplementary card applicant is under 18 years old, the main card applicant must sign or agree to handle the supplementary card for him)

date month year

U bank column

Collection date and payee of the collection institution.

Date of submission of application form source code AYJO

Marketing unit code marketing personnel code

Enter the date

Preliminary review date

Primary inspection opinion

Date of approval by

Approval opinion

Reserve bill

Credit line of main card and credit line of supplementary card

Master card number: □□□□□□□□□□□□□□□□□□□□□□□ ————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————

The number of the attached card is □□□□□□□□□□□□□□□□□□□□□□□□□□□□ —————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————

China Construction Bank Longka Credit Card Acquisition Agreement

The applicant (hereinafter referred to as Party A) of Longka Credit Card (main card and its supplementary card) and China Construction Bank Branch (hereinafter referred to as Party B) signed the following agreement on the application for using Longka Credit Card (hereinafter referred to as Credit Card):

First, apply

1. Party A guarantees that all application materials provided to Party B are true, valid and legal, and agrees that Party B can obtain Party A's credit information from relevant departments, units or individuals.

2. Party B has the right to approve and adjust its credit line to Party A according to its own credit status.

3. After receiving the credit card, Party A shall immediately sign the same signature as the application form in the signature column on the back of the card, and use this signature when using the card. After receiving the new card, Party A shall call Party B's customer service phone number to activate the new card, and then Party B shall mail the password letter to Party A. Party A shall keep the password properly. Party A shall be responsible for the consequences caused by failing to sign or keep the password as required.

Second, use

1. The transaction money, interest and expenses (hereinafter referred to as arrears) incurred by Party A due to the use of the credit card shall be directly collected by Party B in Party A's account, and Party A shall be responsible for repayment.

2. Party A shall pay the annual fee after receiving the cards: each card of the main gold card 160 yuan, and each card of the supplementary card 160 yuan, counting 80 yuan; RMB/card in 80 yuan is the main card of ordinary card, and RMB/card in 40 yuan is the supplementary card. The annual fee for the first year will be charged in Party A's first billing diary, and the annual fee will be charged in advance according to the year of applying for the card. Party A shall pay the annual fee before the due repayment date (inclusive, the same below) specified in Party B's bill which lists the expenses for the next year.

3. If Party A repays all the current payables before the due repayment date agreed in the bill, the current consumption transactions listed in the bill can enjoy the interest-free repayment treatment of 50 days at the longest and 20 days at the shortest; otherwise, Party B will charge interest on the arrears from the bookkeeping date, with the daily interest rate of 0.5 ‰ and monthly compound interest.

4. Party A shall pay the cash withdrawal handling fee one by one: the cash withdrawal amount for domestic transactions (regardless of different places in the same city) is 1% (currently charged at the preferential interest rate of 0.5%), with the lowest 2 yuan RMB and the highest 50 yuan RMB; Overseas transactions are 3% of cash withdrawal, with a minimum of $3. The withdrawal transaction does not enjoy the interest-free repayment treatment, and Party B will charge interest on the arrears from the bookkeeping date, with a daily interest rate of 0.5 ‰ and compound interest on a monthly basis. In principle, transfer transactions are regarded as cash withdrawal transactions.

5. When Party A uses the credit line to withdraw RMB cash in China, the daily withdrawal amount of each card shall not exceed 2,000 yuan; When withdrawing foreign currency cash abroad, the maximum daily withdrawal amount of Party A's account is equivalent to USD 65,438+0,000 for gold cards and USD 500 for ordinary cards, and the maximum monthly withdrawal amount shall not exceed USD 5,000. The accumulated unpaid cash withdrawal amount of Party A shall not exceed 30% of the credit line approved by Party B. ..

6. When Party A's arrears exceed the credit line approved by Party B, it shall pay an overrun fee of 5% of the excess, with a minimum of 5 yuan RMB or US$ 65,438+0 (the currency is the same as that of the arrears).

7. The deposit in Party A's account does not pay interest, and the withdrawal fee is required to withdraw the deposit.

Three. statement of account

1. The monthly billing date of Party A shall be specified by Party B in the card issuance letter and remain unchanged; Party B will send a monthly statement according to the transaction of Party A's account. Party A shall check the statements regularly and actively, and shall not refuse to pay the arrears to Party B on the grounds of not receiving the statements.

2. If Party A has any questions about the contents of the statement, it shall inquire Party B within 10 days after the statement date and apply for reading the order, and at the same time, it shall explain the reasons and provide the supporting documents required by Party B. Otherwise, it shall be deemed that Party A has approved the transaction on the statement. If the investigation results prove that the transaction really belongs to Party A, Party A shall pay the handling fee for reading the purchase order, which is RMB 65,438+00 for domestic documents and USD 5 for overseas documents.

3. Party A has the right to claim the bills for the last three months from Party B free of charge, and to claim the bills for three months ago, and it is required to pay the monthly replacement fee of 5 yuan RMB.

Fourth, repayment

1. Party A can repay the debts incurred by using the credit card in RMB or USD at Party B's business outlets, or choose the agreed account repayment method, and the USD debts can be repaid by purchasing foreign exchange in RMB.

2. When Party A chooses to repay from the agreed account (including purchasing foreign exchange from the agreed account for repayment), Party B is authorized to deduct from the agreed repayment account of Party A on the "due repayment date" listed in the statement every month. If the available balance of the agreed account is less than the deduction amount during this period, Party B has the right to refuse the deduction. If the agreed repayment account balance is insufficient and changes (including but not limited to account cancellation, loss reporting, freezing, etc.). ), the new interest and expenses caused by unsuccessful deduction shall be borne by Party A. ..

3. Use RMB to purchase foreign exchange to repay USD arrears. You can choose to purchase foreign exchange by telephone or by an agreed account. If the repayment method of purchasing foreign exchange by telephone is selected, in the same billing period (between two adjacent billing days), each account can only handle the repayment of purchasing foreign exchange by telephone once according to the total amount of US dollars payable to the account; If Party A needs to use the credit line to purchase foreign exchange for repayment due to insufficient balance of its own funds in the RMB account, interest will be charged on the part using the credit line from the date of purchasing foreign exchange.

4. If Party A chooses to repay all the payables before the due repayment date (inclusive), the consumer transactions occurring within one month before the statement date (inclusive) shall enjoy the interest-free treatment from the bank bookkeeping date to the repayment date. The longest interest-free repayment period is 50 days. If Party A chooses to repay the loan according to the minimum repayment amount, the repayable consumer transaction will bear interest from the date of bank account and will no longer enjoy interest-free repayment.

5. If Party A fails to repay the minimum repayment amount before the due repayment date, it shall pay a late fee of 5% of the unpaid part of the minimum repayment amount, the minimum of which is 5 yuan RMB or US$ 65,438+0 (the currency is the same as that of the arrears).

6. Party B has the right to stop Party A's credit card, but keep its repayment function. If it has not been repaid for three consecutive months or the repayment has not reached the minimum repayment amount, it will be counted from the first billing date after Party A's account is in arrears.

Verb (abbreviation of verb) reported the loss.

If the credit card is lost or stolen, Party A shall immediately call Party B's customer service center to report the loss, which will take effect immediately after Party B verifies Party A's identity by telephone. The loss reporting fee is 50 yuan/card, and no extra fee will be charged after the loss reporting. After the loss report comes into effect, the debts and losses caused by Party A's unintentional behavior will no longer be borne by Party A, except those caused by the following circumstances:

1. Party A commits fraud or other dishonest acts.

2. Party B's investigation was rejected by Party A. ..

3. The lost or stolen credit card has no signature of Party A. ..

Intransitive verb others

1. The credit card is valid for three years, and it will be invalid after expiration. If Party A no longer uses the card when it expires, it shall notify Party B one month before the card expires. Otherwise, Party B will provide automatic card replacement service to Party A one month before the card expires and charge an annual fee.

2. If Party A no longer uses the credit card within the validity period or after its expiration, it shall apply to Party B for account settlement after paying off all debts of the account and returning all cards under the same account, and Party B shall go through the formal account settlement formalities within 45 days after accepting the application for account settlement.

3. When Party A has doubts about the transaction details listed in the statement, Party B shall assist in verification. If it is verified that the transaction does exist and Party A does not have enough supporting materials to prove that the transaction is not what it did, Party A shall not refuse to pay the transaction amount. Party A shall not refuse to pay the money owed to Party B on the grounds of dispute with the accepting unit.

4. Party A shall not transfer or lend the credit card to others; When used on the Internet, it should be safe to prevent information leakage; Otherwise, Party A shall bear all consequences arising therefrom.

5. If Party A changes its work, communication mode (address or telephone number) or ID number, it shall promptly notify Party B of the change. If it is not handled according to the regulations, Party A shall bear the risks, losses and legal responsibilities arising therefrom.

6. If Party A cannot use the card due to power supply, communication and other reasons, Party B has the obligation to assist Party A to solve the problem or provide necessary help as appropriate, but is not responsible for the losses that may be caused to Party A as a result.

7. Party A shall use the credit card in accordance with relevant national regulations. In case of violation of relevant regulations, articles of association of China Construction Bank Longka Credit Card or this Agreement, Party B has the right to unilaterally cancel or deactivate Party A's credit card or adjust Party A's credit limit. When Party B deactivates or withdraws Party A's credit card, all outstanding funds of Party A shall be deemed to be due and paid off in one lump sum.

8. If Party A fails to repay the loan as agreed in this contract or commits irregularities or frauds, thus causing economic losses to Party B, Party A shall be liable for compensation, and Party B shall have the right to deduct or dispose of the deposits and other pledged property in other accounts opened by Party A in this bank, and reserve the right to recourse according to legal procedures.

9. After Party B agrees to Party A's application, the articles of association of China Construction Bank Longka Credit Card will be sent by registered mail with the card. Upon receipt of the registered letter, Party A will be deemed to have received Party B's card and articles of association.

Seven. The right to interpret this Agreement belongs to Party B, the amendment of articles of association of China Construction Bank Longka Credit Card, the change of charging items or standards, the adjustment of interest rate, etc. , which is the basis of this agreement, shall come into force after being approved and published by the financial supervision department, and the revised terms shall be binding on both parties.

Eight. This Agreement shall be governed by the relevant laws of People's Republic of China (PRC). Matters not covered in this agreement shall be handled in accordance with the Articles of Association of China Construction Bank Longka Credit Card, relevant business regulations and relevant financial practices. Any dispute arising from the performance of this Contract shall be settled by both parties through consultation. If negotiation fails, it shall be under the jurisdiction of the people's court where Party B is located.

Nine. This agreement shall come into effect from the date when Party B agrees to Party A's application and issues the card after Party A signs the application form, and shall terminate on the date when Party A officially cancels the account.