You can write your child’s name when buying a house. A child has the civil right to register to buy a house as soon as he is born, so you can write the child's name when buying a house. However, if the child is underage, he does not have the capacity for civil conduct, so his legal guardian (usually his parents) should handle the transfer procedures on his behalf.

There is no age limit for the name on the property certificate. According to Article 14 of the "House Registration Measures": a minor's guardian should apply for registration of his or her house on his or her behalf.

If a guardian applies for the registration of a minor's house on his behalf, he shall submit materials proving the guardian's identity; if he applies for registration due to the disposal of a minor's house, he shall also provide a written guarantee for the interests of the minor. Therefore, you can register the name of your child and transfer the name when you reach adulthood.

It may not be a good idea to write the child’s name on the extended information real estate certificate

First: The child may pay more down payment when buying a house independently. If the child and his parents do not own real estate, that is, there is no child's name on the parents' property certificate, then when the child purchases his first home as an adult, he will pay 30% of the down payment according to the policy and can enjoy preferential mortgage interest rates for the first home.

If a child owns no more than two houses with his parents before the purchase restriction policy is introduced and when he is a minor, according to the policy, he can independently purchase one house when he becomes an adult. Some banks stipulate that the loan interest rate for this house can enjoy a first-time home discount, but the down payment may be based on the standard for a second home, which is 70%.

Second: When your children buy a second home for the family after marriage, you may pay property tax. For example, when a child is a minor, he and his parents own two properties, each with an area of ??90 square meters. If the share of the property is not agreed in advance, each person will default to one-third share, that is, the child already has 60 square meters in his name. m real estate.

When a child purchases a first home with a floor area of ??100 square meters in his or her own name after adulthood, according to the policy, no matter how large the first home is, the property tax will not be levied. When the child wants to buy a second family home after marriage, assuming the building area is 120 square meters, the total building area of ??the property under the child's name will reach 280 square meters

Deduct the tax-free area of ??180 square meters for a small family of three , there are still 100 square meters that need to be levied property tax, of which 60 square meters are the result of parents adding their children’s names on the property certificate out of love when they were minors.

Third: If an accident occurs to a child after marriage, the spouse has the right to inherit the pre-marital property. If a child unfortunately dies after marriage, his spouse, children and parents are the first-order heirs and have the right to inherit all the property of the deceased, including pre-marital property. This means that if a child owns a property with his parents when he is a minor, the property in the child's name will also be divided and inherited as an inheritance.

Baidu Encyclopedia - House Registration Methods

Only the name of a four-year-old child can be written on the property certificate, but the parents of the child need to be the guardian and hold the child’s birth medical certificate, parents’ ID card, and household registration This document, marriage certificate and other supporting documents must be signed on behalf of the children.

Article 14 of the "House Registration Measures"

The guardian of a minor shall apply for registration on his or her behalf. If a guardian applies for the registration of a minor's house on his or her behalf, he or she must submit materials proving the guardian's identity; if a guardian applies for registration of a minor's house due to disposal, he or she must also provide a written guarantee for the interests of the minor.