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Will it be investigated if the credit card is overdue and goes to the bank to sign a friend's name?
Will not be investigated.

If the credit card is overdue, don't feel psychological pressure, don't worry about being taken away or going to jail, there is no legal basis. Just relax and make money. When you have money, just return the credit card.

Citizens enjoy the right to personal freedom, and no one has the right to infringe upon it. Banks are financial institutions and have no law enforcement power. If you give them courage, they will not dare to arrest people, or they will be suspected of illegal detention.