Question 1: What is ICBC cipher? It is the same type as U-shield, anti-theft

Log in to your ICBC online banking, and in the customer service or security center column, there is "Switch authentication method", click it to confirm whether to use U-shield or cipher.

Press and hold the switch on the cipher, and then enter the startup password (which you entered when applying for the cipher at the counter) after turning it on. If you need to transfer money or pay bills (mobile phone bills, electricity bills, etc.), after entering the online banking transaction page, a string of numbers will appear on the online banking page when making the payment. Enter this string of numbers into the cipher (press the number keys on the cipher in sequence) , a 6-digit password will appear on the screen of the cipher (this is the payment password for this time). Enter the 6-digit password into the online banking page, then confirm, and the money will be transferred.

Be careful not to share your cipher activation password and online banking password with others.

Question 2: What is the engineering electronic cipher for ICBC online banking? Hello, the ICBC electronic cipher is a new online banking payment medium launched by ICBC. The secret card you mentioned is the original dynamic password card. The cipher is more advanced, has no transaction limit, and is highly secure. Usually the cipher comes with an instruction manual. When you pay, the computer prompts you to enter some numbers on the cipher. Enter them. Then the cipher returns six digits, and you just need to enter them back into the computer.

Question 3: What is the power-on password for ICBC online banking electronic password device? The power-on password needs to be set by yourself when activating!

Question 4: What does the information filled in the ICBC electronic cipher device mean? The information filled in the cipher device is the verification code you need to enter when operating online banking.

Specific operations

1. Personal online banking authentication method switching operation:

In the "Personal Online Banking---Security Center---Switch Authentication Method" function Switch the authentication method to "ICBC Electronic Token" as needed

2. Personal online banking operation:

Step 1: Select "Personal Online Banking - Transfer and Remittance - Inter-bank Remittance" , fill in the corresponding remittance information

Step 2: Open the electronic cipher - enter the cipher power-on password - enter the number prompted on the page in the cipher - press the confirmation key.

Step 3: Enter the password displayed on the cipher into the corresponding input box - fill in the information as required - click "Next" - the transaction is successful

Question 5: Business and Industry What is the difference between the bank's electronic cipher and u-shield? You can bring your valid ID to the counter to apply for an ICBC electronic cipher and obtain the physical media and activation code. 1. Activation process:

2. Initialize the power-on password: You need to enter the power-on password (6 digits) twice to complete the power-on password initialization. The power-on password entered twice must be the same, otherwise the initialization of the power-on password will fail. After failure, press any key to return and re-initialize the power-on password.

Operation Guide After you apply for an ICBC electronic cipher, you need to use the cipher when conducting external transfers, B2C shopping, payment and other external payment transactions through personal online banking, mobile banking, telephone banking and other channels. Obtain the dynamic password and enter the dynamic password to complete the transaction. The following figure takes personal online banking transfer and remittance as an example to introduce the process of using the cipher:

Note: When you register or add multiple channels, you must use the same ICBC electronic cipher, that is, a customer Corresponds to an ICBC electronic cipher.

U-Shield (Personal Customer)

Business Brief U-Shield is a customer certificate USBkey launched by ICBC and obtained a national patent. It is a high-level online banking service provided by ICBC. Security Tools.

U-Shield is a tool for electronic signatures and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality and authenticity of online transactions. , integrity and non-repudiation. Applicable objects U-Shield is applicable to all customers of ICBC Personal Internet Banking, and is especially suitable for customers with higher security requirements. Featured advantages 1. Transactions are safer. With U-Shield, when you conduct online banking business, you can effectively prevent various risks such as hackers, fake websites, Trojan viruses, etc. to ensure transaction security. 2. Payment is more convenient. With U-Shield, you can easily transfer large amounts, remittance, payment and shopping online. 3. More comprehensive functions. With U-Shield, you can sign a personal financial management agreement through online banking and enjoy ICBC's unique financial management services. 4. More diverse services. With U-Shield, you can also bind ICBC U-Shield to your Alipay account, and use U-Shield to authenticate your login to Alipay, thereby ensuring the security of your Alipay account. Requirements for opening: ICBC personal online banking customers, valid identity documents, and online banking registration cards. Activation process As long as you are an ICBC personal online banking customer, you can apply for U-Shield at an ICBC business outlet with your valid ID and online banking registration card. Service channels and hours Personal online banking provides you with 24/7 services. Operation Guide

Risk Warning 1. In order to use online banking more safely, you need to protect your USB shield and password, ensure that the computer you use to log in to online banking is safe and reliable, regularly update anti-virus software, and download patches in a timely manner , do not open programs, links, or emails from unknown sources, maintain good Internet habits, and retrieve the USB shield from the computer promptly after use. 2. If you are using a second-generation USB shield, please carefully check the transaction information displayed on the display screen and press the "Confirm" button after confirming it is correct. Notes: 1. The service period of the USB-Shield certificate file is five years. One month before the service expires, the ICBC online banking system will prompt you to update the certificate to extend the service period of the certificate. You can update the certificate by yourself through the "U-Shield Management-U-Shield Self-Service Update" function of personal online banking. 2. If you accidentally lose the U-Shield, to ensure the security of your online banking account, please immediately go to an ICBC branch to apply for freezing the U-Shield. If it is confirmed that the USB shield has been lost, you can apply for a replacement certificate. After the application takes effect, you can re-download the certificate information according to the original method of using U-Shield, or you can ask a bank teller to assist you in completing the operation. 3. After applying for U-Shield, you can use the supporting certificate tool software to modify the certificate password. You can also log in to personal online banking and modify the certificate password in "U-Shield Management-U-Shield Password Update". 4. If you forget your USB-Shield password during use, you can bring your USB-Shield, online banking registration card and your valid ID to an ICBC branch to reset your password. If you enter the wrong USB-Shield password more than six times in a row when using online banking, the system will lock the certificate. You also need to bring your USB-Shield, online banking registration card and your valid ID to an ICBC branch to reset your password. 5. When you download the certificate, it may be because...gt;gt;

Question 6: What is the principle of the ICBC cipher? How can the digital bank it displays at any time be recognized? When you submit a transfer application, the bank server knows your target account number and your cipher number. Of course, the bank server has already known it. The bank server randomly selects a 6-digit number (amount) and uses it through your application transfer channel (such as online banking). You enter the cipher. In fact, the cipher is only responsible for calculation (the parameters are: the 6-digit number, the amount, and the cipher number). The server also calculates and compares in the same way. The general principle is this.

Question 7: What is the ICBC card cipher? It is a separate verification tool that comes with opening online banking and is used to complete the confirmation and verification of banking services.

Wish you adopt it!

Question 8: What is the ICBC personal mobile banking cipher? This is the mobile banking cipher

The single payment limit is 500,000 and the daily cumulative payment limit is 1 million

This is more suitable for those who transfer a lot of money

Question 9: What is the information displayed on the ICBC electronic cipher? When you use mobile banking or online banking to transfer money to pay for purchases, the authentication medium selects the cipher. The system will ask you to enter a string of colored numbers into the cipher to obtain the six-digit dynamic password generated on the cipher

After turning on the cipher and entering the power-on password, the cipher interface will display a message with a horizontal line below it. You just need to enter the colorful fonts you see on your mobile phone or computer. After completing the input, click Confirm. The 6-digit dynamic password will be randomly generated and then enter your mobile phone or computer to complete the payment.

Question 10: ICBC’s e-mail How does a cipher work? The working principle of ICBC's electronic password device:

Number specific algorithm at current time = current password displayed

It will not automatically connect to the network, but only presets a set of algorithms and data. Each cipher has an encryption key and algorithm.

For example, if you enter the other party’s account number or amount, it will calculate a series of numbers for you. You then enter this number into the computer and pass it to the bank. There is a clock inside the cipher that is synchronized with the main server, and time is used as a parameter in the calculation.

The preset data of each electronic cipher may be different. The preset data is also stored correspondingly at the bank, so it can recognize it after you input it.