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The staff of Tianjin Shunda Investment Management Co., Ltd. revealed that as long as they provide ID cards, real estate licenses and work certificates, they can handle several large credit cards with a total amount of 500,000 yuan in the form of "recommendation by the president". Banks that can be "fixed" include China Everbright Bank, Minsheng Bank and Industrial Bank.
According to the statistics of the central bank, by the end of 20 13, the total amount of bad credit cards in China was 2.5192 billion yuan, an increase of 7 1.86% over the end of last year.
Li, director of the People's Livelihood Economic Research Center of the Central University of Finance and Economics, said that in addition to the lax issuance of cards by commercial banks, the criminal activities of cashing in credit cards have also become an important reason for the sharp increase in bad debts. Experts believe that China's credit system is not perfect, bank credit granting and POS card issuance are not strict, and the protection of citizens' personal information is not enough, which leads to the intensification of credit card cashing crimes.
Reference source: Baidu Encyclopedia: Credit Card