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Is there an annual fee for Everbright Bank credit card and national husband White Bear card?
Free of annual fee in the first year, and free of annual fee in the following year if you spend 3 or more than 2000 yuan.

Co-branded cards have all the basic functions and services of our UnionPay card, including: 7×24-hour global service hotline 4007-888-888, automatic transfer repayment, 48-hour card loss protection service, instant transaction SMS reminder, password+signature transaction, zero-risk loss reporting, business travel service, etc.

The repayment order of the cardholder is: service fee, liquidated damages, interest, cash advance, carried-forward installment amount, loan principal consumed and unpaid installment amount. Please call 4007-888-888 to confirm the final repayment amount. (This prompt does not apply to Lehui Gold Card and Non-standard Business Card)

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The staff of Tianjin Shunda Investment Management Co., Ltd. revealed that as long as they provide ID cards, real estate licenses and work certificates, they can handle several large credit cards with a total amount of 500,000 yuan in the form of "recommendation by the president". Banks that can be "fixed" include China Everbright Bank, Minsheng Bank and Industrial Bank.

According to the statistics of the central bank, by the end of 20 13, the total amount of bad credit cards in China was 2.5192 billion yuan, an increase of 7 1.86% over the end of last year.

Li, director of the People's Livelihood Economic Research Center of the Central University of Finance and Economics, said that in addition to the lax issuance of cards by commercial banks, the criminal activities of cashing in credit cards have also become an important reason for the sharp increase in bad debts. Experts believe that China's credit system is not perfect, bank credit granting and POS card issuance are not strict, and the protection of citizens' personal information is not enough, which leads to the intensification of credit card cashing crimes.

Reference source: Baidu Encyclopedia: Credit Card