According to the regulations, maternity insurance benefits mainly include maternity allowance and maternity medical care. If you want to enjoy maternity insurance benefits, you need to see if you meet the conditions. 1.How to handle maternity insurance benefits in 2022 Location: community affairs reception service centers in towns (townships). Processing time: Monday to Friday (except legal holidays). Processing flow: 1. In accordance with the provisions of the handling, the handling institution shall issue an acceptance receipt in duplicate, which shall be signed by the clerk and confirmed by both parties. 2. If the materials are incomplete and indicate that they can be filled, the agency shall issue an acceptance receipt in duplicate, which shall be signed by the clerk for confirmation, with each party holding one copy. The handling agency will return all materials. 3, do not meet the requirements for handling, by the agency issued a "receipt" in duplicate, the staff and agencies each hold one. The handling agency will copy all the materials and return them. 2. What are the reimbursement of maternity insurance benefits 1? Maternity allowance benefits, including: (1) benefits enjoyed due to natural childbirth, can apply for "flat delivery, cesarean section and midwifery treatment approved payment (flat delivery)"; (2) Due to the treatment enjoyed by cesarean section, you can apply for "approval and payment for flat delivery, cesarean section and midwifery (cesarean section)"; (3) If you use forceps for midwifery, fetal head suction, breech traction and other midwifery operations to treat dystocia, you can apply for "flat delivery, cesarean section and midwifery (midwifery)"; (4) For abortion or induced labor after pregnancy within the treatment plan, you can apply for "approval and payment of the expenses for treatment of abortion, induced labor and contraceptive recanalization (planned abortion and induced labor)"; (5) After unplanned pregnancy, due to the treatment of abortion and induced labor, you can apply for "payment for treatment of abortion, induced labor and contraceptive recanalization (unplanned abortion and induced labor)". 2. Maternity medical expenses, including (1) maternity medical expenses, can be enjoyed according to the basic medical insurance treatment standard, and can be settled directly by credit card with social security card when seeking medical treatment. (2) Unemployed spouse's medical treatment can apply for "approval and payment of unemployed spouse's medical treatment". 3. What are the application conditions for maternity insurance? 1. When a female employee applying for maternity allowance gives birth or terminates pregnancy, the employer and its employees have participated in maternity insurance in accordance with the regulations and have been insured continuously for 0/0 month. If the maternity employee herself is still in a state of continuous insurance during the period of enjoying maternity allowance in accordance with the regulations, she can apply for maternity allowance. 2. Maternity insurance for unemployed spouses The unemployed spouse of the insured did not participate in the basic medical insurance.

Legal objectivity:

Article 54 of the Social Insurance Law: If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.