Thirteenth electronic signatures meet the following conditions at the same time, as reliable:
(1) When the electronic signature production data is used for electronic signature, it belongs to the exclusive rights of the electronic signer;
(2) When signing, the electronic signature production data is only controlled by the electronic signer;
(3) Any changes to the electronic signature after signature can be found;
(4) Any changes to the content and form of the data message after signature can be found.
The parties can also choose to use electronic signatures that meet their agreed reliable conditions.
Article 14 A reliable electronic signature has the same legal effect as a handwritten signature or seal.
On February 24th, Ye, the first-class inspector of the Policy Research Bureau of the China Banking Regulatory Commission, said at the press conference of the joint prevention and control mechanism of the State Council Office that to do a good job in online business, first, financial institutions should strengthen their hard power in financial technology, increase R&D investment and enhance their technical capabilities. Second, we should modify our business systems and business processes to make them more suitable for online business. Third, financial institutions should strengthen interaction with other departments and strengthen data sharing. Fourth, the regulatory authorities should improve their work. We should fully realize the government compliance and legality of electronic documents, electronic images, electronic signatures and electronic data, and we don't have to take paper evidence, sign by hand or follow the rules. This is too dogmatic. Supervision should adapt to the changes of the times and handle business online. All aspects of efforts can promote online business more smoothly and conveniently.
This means that in the future, financial supervision departments will hold a more open attitude and a stronger sense of identity towards electronic signatures, and the message behind it is that electronic signatures, electronic data and online business have become the mainstream of the times. Under the upward trend, which financial institution promotes related business faster is more likely to take the lead.
With the rapid development of financial technology business, "financial technology+commercial banks" has become the basic nuclear energy, and commercial banks have been transformed into financial technology banks. In this process, paperless trading has become the general trend, and electronic data has become the most critical voucher;
The electronic contract service of our platform can be widely used in offline and online channels of banks. Two or more parties to a transaction can sign various project agreements quickly, while ensuring the fairness of the electronic contract signing process and the effectiveness of the results, and fully meeting the needs of financial institutions such as banks to "control risks" and "expand the scope of online business".