(a), the people's Bank of China to fill in the check specification.
All kinds of bills and settlement vouchers filled in by banks, units and individuals are the important basis for payment and settlement, which is directly related to the accuracy, timeliness and security of payment and settlement. Bills and settlement vouchers are accounting vouchers on which banks, units and individuals keep accounts, and written vouchers to record economic business and clarify economic responsibilities. Therefore, bills and settlement vouchers must be filled in in a standardized and standard way, with complete elements, correct figures, clear handwriting, good omission, no graffiti and no alteration.
1. Chinese amount in words should be completed in block letters or block letters, such as "one (one) two (two) three four (four) five (five) six (seven hundred and eighty-nine million yuan and zero (positive)". Don't use one, two, three, four, five, six, seven, eight, nine, zero, and don't make simplified words yourself. If the number is written in traditional Chinese characters, such as 260 million yuan, it should also be accepted.
Two, the amount of Chinese words expressed by the number of "yuan" as the unit, after the "yuan", should write "whole" (or "positive"), after the "corner" can not write "whole" (or "positive"). Quantity has "points" in words and figures, and the word "whole" (or "positive") is not written after "points".
Three, Chinese amount in words number should be marked with the word "RMB", amount in words number should be followed by the word "RMB" to fill in, can not leave a space. If "RMB" is not printed before the number of amount in words, the word "RMB" should be added. The "amount in words" column of bills and settlement vouchers shall not be pre-printed with a fixed amount of "100,000,000 yuan only".
4. When there is "0" in Arabic lowercase numerals, Chinese capitalization should be written in accordance with Chinese language rules, the composition of numerals and the requirements of preventing alteration. Examples are as follows:
(1) When there is an "o" in the middle of Arabic numerals, the word "zero" should be expressed in Chinese amount in words. If it is ￥ 1 409.50, it should be written as RMB14,009.50.
(2) When there are several zeros in the middle of Arabic numerals, only one zero can be written in the middle of Chinese amount. If it is ￥ 6,007. 14, it should be written as RMB six thousand 0.7 yuan14.
(3) When the digits or digits of Arabic sum are "0", or there are several zeros in the middle of the number, the digits and digits are also "0", but the digits and angles are not "0", you can only write a zero in Chinese characters, or don't write the word "zero". If ￥ 65,438+0,680.32, it is written as RMB16,880.32, that is,16,880.32 yuan; Another example is ￥ 107000.53, which should be written as 107000.53 yuan or 107000.53 yuan.
(4) When the angle of Arabic numerals is "0" and the score is not "0", chinese numerals is larger; The word "zero" should be written after the word "yuan" If it is ￥16,409.02, it is written as RMB sixteen thousand four hundred and nine yuan and two cents; Another example is RMB 325.04, which should be written as RMB 3,250,040.
5. Before lowercase Arabic numerals, the symbol "RMB" should be filled in (or scribbled). Lower-case Arabic numerals should be carefully filled in, and confusion is not allowed.
Six, the date of issue of the draft must be the capital of China. In order to prevent the date of issuance of bills from being altered, when filling in the month and date, if the month is January, Tuesday and October, and the date is January to September and January, February and Wednesday, a "zero" should be added in front of it; If it is from 1 1 day to 19 day, add "one" before it. For example, 65438+ 10 month 15 should be written as 1 month 15 day. Another example is 65438+1October 20th, which should be written as 0 10/October 20th.
(The following table is the comparison table of inspection dates)
In 2006
Month-0102345678901112
Date-0102030405060708090111111213. kloc-0/8 19022 122222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222
Seven, the date of issue of the bill is written in lowercase, and the bank will not accept it. If the capitalization date is not filled in as required, the bank can accept it, but the losses caused thereby shall be borne by the drawer.
Specific related business processing methods:
I. Withdrawal of cash and payment by cheque:
Withdraw cash by cheque, and the payee is the financial special name reserved by the company in the bank;
When paying the payment by cheque, the payee's full name and payment date must be filled in, and the stub must be signed or sealed by the payee or agent.
Uses: reserve fund (the maximum daily cash withdrawal is 40,000 yuan), salary, house payment, etc.
Seal: The drawer's signature on the front is stamped with the financial seal and the legal person seal (that is, the seal reserved by the bank). If the company withdraws cash directly, it shall affix the financial seal and legal person seal to the first endorsement column on the back.
The payment term of this check is 10 days.
Check the filling specifications as follows:
1. Cheques should be filled in ink or carbon ink. 2. The amount in words and figures, the date of issuance and the payee shall not be changed. If there are any mistakes, send them separately. 3. The drawer who issues a bad check shall be fined 5% but not less than 1000 yuan according to the face value, and pay 2% compensation to the payee. 5. The stamp column of the drawer shall be stamped with the reserved bank seal. If there is any omission, omission or seal discrepancy, the bank will refund the ticket and impose a fine of 5% of the face value but not less than 1 1,000 yuan; At the same time, pay 2% compensation to the payee.