Hellokitty Credit Card of China Merchants Bank is about to expire, and it is ready to cancel. Is it the default cancellation if the new card is not opened? You won't charge an annual fee or anything, will you? Hello, in order to ensure the security of your credit card, you need to open the card before you can use it; In order to ensure the safety of using the card, the cardholder needs to open the card (within the validity period of the card) when receiving a new card, and it can be used after the card is successfully opened. Card opening for customers who have already applied for or changed their cards: Please log in to online banking and click "Card Management-Credit Card Opening". After you open the card, please sign in the signature column on the back of the card, which is consistent with the signature on the application form. At the same time, it is also recommended to log in to mobile banking immediately and set the transaction password.

Explanation of annual fee for not opening a card: Our annual fee policy for credit cards meets regulatory standards. Most cards do not charge an annual fee before the customer opens the card. Some products (such as Platinum Card and Unlimited Card) need to be charged to customers after the card is issued due to the large initial investment and special functions of the bank. We have clearly stated such charges in the application contract and asked the customer to sign for approval.

If you don't need a credit card, I suggest you cancel your account in time.