1 Be sure to write clearly the borrower, loan date, repayment date, borrower's signature, loan amount, loan reason, etc. , as detailed as possible.

Pay attention to the agreement on interest. According to the law, if there is no interest agreement on a natural person's loan, it is deemed that no interest needs to be paid.

Try to write with black ink pen, with good paper quality and easy storage.

Write clearly if there is a guarantee, and sign by the guarantor if there is a natural person guarantee. Of course, it is necessary to write clearly whether it is a general guarantee or a joint guarantee. If the agreement is not clear, it shall be regarded as joint and several liability guarantee. I hope this helps.