If the insured is a minor, a parent’s signature is required. ?To identify someone as the policyholder of an insurance contract, two elements should be considered:

(1) Formal element - one party to the insurance contract relationship. Such as entering into an insurance contract with the insurer in one's own name, or joining the legal relationship of the established insurance contract by replacing the original policyholder due to certain legal facts.

(2) Substantial requirements - the obligation to pay insurance premiums. If certain elements are missing and the policy is not complete, its contractual rights will be subject to certain restrictions.

For students’ insurance policies, the policy holder is an adult. The name of the insured should be the student and not the name of the parents. The policy holder is the parent or guardian.

If the student is over 18 years old, you can be the policy holder and write in the names of your parents.

Extended information:

Insurance applicant applicants should meet the following two conditions:

First, the insurance applicant must have the corresponding rights and capacity, otherwise The insurance contract concluded has no legal effect.

Second, the policy holder must have an insurable interest in the subject matter of the insurance, that is, a legally recognized interest in the subject matter of the insurance. The policy holder shall not enter into an insurance contract with the insurer. If the insurer concludes an insurance contract with a policyholder who does not have an insurable interest without knowing it, the insurance contract will be invalid.

Baidu Encyclopedia - Policyholder