As we all know, KBao is a physical medium provided by Agricultural Bank of China for storing customer certificates and private keys. At present, the certificate of China Agricultural Bank is valid for 2 years. Users can log in to the online bank of Agricultural Bank of China for self-service update within one month before the expiration date, and the validity of the updated certificate will be automatically extended for two years. So, what is the impact of the expiration of the K-Bao certificate?

What is the impact of the expiration of K-Bao certificate?

The expiration of K-Bao certificate will affect a series of operations related to online banking, but it will not be affected if users use fast payment. The expiration of KBao certificate will not affect the bank card, but it will affect the transactions between online banking and mobile banking, and some transactions cannot be carried out.

What should I do if the K-treasure certificate expires?

If the KBao certificate of the Agricultural Bank of China has expired, the cardholder shall reissue the certificate at any branch of the Agricultural Bank of China with his valid identity certificate and the original account certificate of any registered electronic bank. It should be noted that when the account voucher is a passbook, it can only be handled at the branch within the jurisdiction of the first-level branch where the account is located.

What is a K-treasure certificate?

KBao certificate refers to the physical medium provided by Agricultural Bank of China for storing customer certificates and private keys, and it is also a tool for digital authentication and electronic signature in online banking. For online banking customers, it is equivalent to an effective identification, which can prevent their certificate identity from being fraudulently used by others. Agricultural Bank of China needs to use K-treasure certificate when transferring money to other countries, which is highly secure and reliable.