This kind of organization belongs to mutual insurance organization. At present, there are many such organizations, besides the anti-cancer commune, there are also mutual aid societies. Mutual insurance generally only provides protection for cancer and major diseases. Without providing accident and property protection. So it can't completely replace insurance. But from the perspective of cancer, commercial insurance can be replaced by mutual insurance. Other insurances such as accident insurance are still recommended to buy commercial insurance.

How to buy commercial insurance?

When buying insurance products, you need to decide whether to buy according to the degree of loss. The purpose of buying insurance is to share the risk. For the risks that smaller individuals can bear, it is not necessary to insure, but for those with greater risk of loss, it is suitable to insure, and the premium will be higher. Before buying insurance, the insured should fully consider the degree of loss. The greater the degree, the more you should buy such insurance.

When buying insurance products, you must first determine your own insurance needs. When buying insurance products, you must consider your own actual situation. The essence of insurance is protection, and we can't give up basic protection for small interests in the future. How to buy insurance? Experts suggest that the purchase order of general insurance products is accident insurance-health insurance-life insurance-investment and wealth management, and individuals can purchase them flexibly according to different situations.

Commercial insurance/Xunzi/5217.htmlPrecautions for purchase.

1, see insurance clauses;

2. Look at the insurance liability of insurance clauses;

3. Look at the introduction of insurance products;

4. Know how to pay and collect money;

5. Put what you know into words;

6. Fill in the application form truthfully and sign it in person;

7. List comparison;

8. Find the person you trust most to buy insurance.