There are two types of Agricultural Bank of China cards, savings cards, also called debit cards; credit cards, also called credit cards.

1. The Agricultural Bank of China’s savings card has a card number. 19 digits

2. Agricultural Bank of China’s credit card is 16 digits

The first 8 digits of the card number are the bank (such as Agricultural Bank of China) or local bank (such as Guiyang Branch, Guizhou), and the following 8 digits are It's the card number information.

The main differences between credit cards and debit cards:

1. Credit cards can make advances, but debit cards cannot. Even if there is no balance in the credit card, there is an overdraft limit that can be used for consumption. However, if there is no money in the debit card, it cannot be used.

Second, the cash withdrawal fees are different, and the fees for credit card cash withdrawals are very high. At present, various banks charge different fees for cash withdrawals. Some banks charge 1%, with a minimum of 10 yuan. Some banks charge 2.5%, with a minimum of 50 yuan. However, the withdrawal fees of debit cards are very small, and the withdrawal fees of peers in the same city are not the same. There is no handling fee.

Third, there is no interest for depositing money with a credit card, and there are handling fees for withdrawing money. Saving money on a debit card will earn a certain amount of current interest.

Fourth, you don’t need a password when swiping your credit card, your signature is more important. And if you want to swipe your debit card in shopping malls and other places, you must need a password.