Legal basis: Article 15 of the Negotiable Instruments Law of People's Republic of China (PRC), if a bill is lost, the loser can promptly notify the payer of the bill to stop payment, except for bills where the payer is not recorded or the payer and his agent cannot be determined.
The payer who receives the notice of loss reporting and stop payment shall suspend payment.
The loser shall apply to the people's court for an announcement or bring a lawsuit to the people's court within three days after notifying the loss of the bill or stopping payment.