The insurance policy is very important to the insured. The insured must keep the insurance policy and other information well and organize it regularly to avoid accidental loss and bring trouble to future claims. If you find that the insurance policy is lost, you should inform the insurance agent in time. The insured's insurance contract is filed in the insurance company's database, and the insured can apply to the insurance company for a replacement of the lost insurance contract. The insured shall personally apply to the insurance company for the replacement of the contract, or entrust an authorized agent to handle it. However, it should be noted that if an agent is entrusted, the reissued policy still needs to be collected by the insured himself, and the claim can only be applied for according to the procedure after the reissued contract is obtained.

If the auto insurance policy is lost, the owner only needs to apply to the company that insured the auto insurance, and the policy replacement business can be completed on the spot. The owner can also submit the claim documents at one time. However, considering the needs of annual inspection and vehicle inspection, car owners can get the original policy when they reissue the compulsory insurance, while when they reissue the commercial auto insurance, the insurance company only gives a copy of the policy.

When going to the insurance company to change the policy, you need to prepare the following materials:

1. Identity card of the insured;

2. ID card of the entrusted agent (provided when entrusting an insurance salesman or others to act as an agent);

3. Power of attorney signed by the applicant (provided when entrusting).

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.