IOU Template Part I: IOU
Mr/Ms borrowed cash (in words) from Mr/Ms on, and it is scheduled to be returned in one lump sum on. If it is overdue, it will be compensated by% of the loan. And Mr./Ms. will permanently enjoy the right of recourse and the right of recourse from court proceedings.
According to this!
Date: Year Month Day
Witness: (ID number:)
Date: Year Month Day
Part II of the IOU Template: I borrow RMB _ _ _ Yuan only (annual interest rate _ _%) and pay off the principal and interest before.
It is based on this evidence.
Borrower: (signature)
ID number:
date month year
Due to personal financial difficulties, I borrowed _ _ _ _ _ _ _1000 yuan (one thousand yuan) today.
Loan date: xxxx year x month x day
Repayment date: xxxx year x month x day
Borrower: _ _ _ _ _ _ (signature)
IOU Template 4: Due to the recent shortage of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ It is expected to be returned as scheduled before _ _ _ _ _ _. During the period, the monthly interest is RMB Yuan only, which should be paid at the beginning of each month without any mistakes.
I'm afraid the above words are groundless, and I hereby give you an iou as proof.
Voucher lender: _ _ _ ID number: _ _ _ _ _ L Contact address: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _
Debtor of the bill: _ _ _ _ _ _ ID number: _ _ _ _ _ Contact address: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _
Witness: _ _ _ _ _ _ ID number: _ _ _ _ _ Contact address: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Guarantor: _ _ _ ID number: _ _ _ _ _ Address: _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _
Xxxx，xxxx，xx，xx
Chapter 5 of IOU Template: current borrower _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _ (signature and handprint)
Lender: _ _ _ _ _ _ (autograph and handprint)
Witness: _ _ _ (signature and handprint)
date month year
IOU Template Chapter VI: Party A: ID number:
Party B: ID number:
Due to the recent shortage of _ _ _ _ _ _, I have borrowed from _ _ _ _ _, * * RMB _ _ (in words).
The loan term is: MM DD YY to MM DD YY.
Liability for breach of contract: If the loan cannot be repaid on time, the penalty is RMB _ _ _ _ _ (in words).
A copy of the borrower's ID card (signature and handprint) is affixed to the IOU.
I'm afraid the above words are groundless, and I hereby give you an iou as proof.
Voucher lender: _ _ _ ID number: _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _
Certificate borrower: _ _ _ _ _ ID number: _ _ _ _ _ _
Contact address: _ _ _ _ _ _ Tel: _ _ _ _ _ _ _
Date of issue of IOU: MM DD YY.
IOU: IOU has no strict standard format. It couldn't be simpler. As long as the loan amount is stated, the loan relationship between the two parties can be proved. After the signature of the borrower is confirmed, it is accurate and does not need to be sealed.
An iou is a note written by people to each other as evidence or explanation in order to handle financial, material or commercial transactions.
The general format is:
1. Title. Write it down? IOUs? .
2. Text: State the reasons or facts (the amount involved must be expressed in words).
3. Signature and date.
Precautions:
1. If the interest rate is more than four times the bank loan interest rate, you will not get legal support, and you will not be protected by law.
2、? Give me interest every year, and the money will continue to exist with him? Will it be included in the future principal and generate interest? If so, what is it made of? Compound interest? And then linked to usury, it constitutes usury.
3. If you think of it yourself, adjust it quickly. If you bring it up, you're suspected of cheating? Then sue you for usury, and the loss will be great.
First, the title must be written? IOUs? Don't be misspelled on purpose? IOUs? Special attention: although the money is in the hands of others, the legal result is completely different;
Second, it must be explained? I borrowed * * * yuan in cash today, which means * * * words. Special attention: verify whether the figures are consistent. If the figures are inconsistent, amount in words shall prevail in judicial practice;
Third, be sure to write the correct lender's name and ID number, and at the same time, be sure to indicate the borrower's name and ID number to avoid problems such as verifying whether the borrower's identity is repeated in case of disputes;
4. If you are not sure when to ask the borrower to return, it is recommended that the lender not write the date of return, so as to ensure the 20-year limitation and not be unable to recover the limitation because of forgetting it for a while. Anyone who knows the law knows that there is not much difference between the date when the book is returned and the date when it is not returned.
If you need interest, you must make it clear. According to the law, if there is no clear agreement on interest, it will not be supported if interest is required to be paid when returning.
6. It is best to copy the front and back of the borrower's ID card on A4 paper at the lower right of the paper, and then write the debit note at the top. In addition, note: it is best to ask him to press his right thumb fingerprint after signing (the right thumb is strictly enforced in judicial practice such as courts and lawyers in China).
Seven, because he is borrowing money from you, the initiative is in your hands, so it is not a problem to improve the procedures before borrowing money.
receipt for a loan
Today, Party A lends Party B RMB ten thousand Yuan only, namely 10000.00 Yuan, with a term of six months, from February 9, 2006 to August 8, 2006. The interest rate is 0.8% per month, and the interest * * * is RMB 4,800.00 Yuan only. In August 2006, all the principal and interest were repaid.
Borrower: B (signature, handprint, signature)
XXXX year x month x day
1. Examples of how to write IOUs
2.IOU format
3.3 IOUs templates
4. Formal folk IOU format model
5. Format and model essay of the Company's IOU
6. How to write an IOU to have legal effect?