Transfer cheque stamping knowledge
Transfer checks are generally stamped with the bank's reserved seal, that is, the special financial seal and the legal person seal. Attention should be paid when stamping: the seal must be clear, and there must be no accurate corners and burrs; Do not shake when stamping, press hard and lift vertically; Don't touch the stamp immediately after you cover it.
The transfer cheque is issued by the drawer and entrusted to the bank to handle the cheque deposit business. A bank should pay a certain amount to the payee or holder unconditionally, that is, pay at sight. Transfer cheque can only be used for transfer.
What are the requirements for endorsement and seal of transfer cheque?
1, payee name should be filled in the payee column of transfer check. Stamp the bank seal reserved by the drawer (payer) on the front. After the payee obtains the transfer cheque, he shall affix the special financial seal of the payee and the personal seal of the legal representative or the person in charge of finance in the endorsement column on the back of the cheque, fill in the bank draft, and then hand it over to the payee's bank together with the cheque to entrust the bank to collect money.
2. The payee of the transfer check can also be written as the payee's personal name. After the payee affixes his personal seal or signature to the endorsement column on the back of the transfer check, he fills in the name of the issuing authority and the ID number, cashes it with the ID card and the transfer check, and deposits it into the personal settlement account opened by the individual in the bank where the account is opened.
Note: If the payee's personal account is another savings account, it is not allowed to transfer money to collect money, and it must be a personal bank settlement account.
Matters needing attention in inspection
(1) If the front of the check has altered marks, the check is invalid.
(2) The payer finds that the check is incomplete and cannot be altered, but it can be supplemented.
(3) The check is valid for one day from beginning to end, and * * * is 10 day. Postpone in case of holidays.
(4) The cheque is bearer and payable at sight.
(5) The drawer's cash check has a vague seal on the back. You can go through the fuzzy seal and cover it again.
(6) The seal on the back of the payee's transfer cheque is vague, and the payee can go through the collection formalities at the drawer's bank with the transfer cheque and bank draft.
(7) Pay attention to the name of the payee and the name of the endorsement seal.
How to keep an account after receiving the transfer check?
1. Endorse the transfer check on the back and affix the bank seal.
2. Go to the payee's bank and fill in the bill.
3. Give the endorsed cheque and customs declaration form to the teller in the payee's bank.
I will send it back to you after the bank is closed.
5. Arrive after 2 days of cross-bank; The peers arrived immediately. If the check is reversed, you can go to the payer's bank to fill in the bill and keep an account.