Borrowing money is a sensitive topic in adult life. Once upon a time, I thought you could resolutely abide by the principle and not borrow money from anyone, but various scenes in life will still make it difficult for you to refuse. For example, a recent family needed funds due to financial problems. For example, your best friend suddenly falls into trouble and needs the money for an emergency rescue. We all say that aiding emergencies does not help the poor, but even if it is an emergency, there are some principles that must be followed in foreign loans. The following is my personal experience. When you have no choice but to borrow money, don't forget to write an IOU; some people are too embarrassed to write an IOU because they lend money to an acquaintance, but the other party is slow to move and has no evidence. In the end, they may not be able to get support if they go to court. Several principles I adhere to when lending money to others

Therefore, it is necessary to apply for an IOU. The agreed amount, repayment time, and signature of both parties are also credit agreements. Be prepared to throw water out of the money you lend to you; I have a friend who lent money to an acquaintance when he was financially well off, but when I was in a hurry to spend money, the other party still couldn't repay the money, and the relationship was very tense. When we borrow money, we need to think clearly that we may not get the money back. If you don't have this money, will you encounter financial problems? Moreover, you have to weigh whether relationships or money are more important. Otherwise, the original intention of borrowing money is good, but it ends up delaying your normal life. How can you not blame the other party? Isn’t that a good intention to be a bad thing? In addition, I would actually advise everyone not to borrow money, try not to borrow.

It is easy to affect your mood; I once tried to borrow money from a friend because she borrowed the amount of money and said she would pay it back on the same day. What was the result? Several months have passed since there has been no news about this "day". Please remind me. She also did not give a clear repayment date. Although I didn’t really feel sorry for the money, I felt very bad about the process. Because I am always worried about one thing, always wondering why she doesn’t pay it back and when she will pay it back. If you knew it would cost you so much energy, you might as well not borrow it. Influence the other party and be responsible for yourself. Sometimes when the other party wants to borrow money, it is actually not because of an accident, but because there is a problem with your own money plan. At this time, lending money to the other party seems to help solve the other party's urgent problem, but in fact, someone has helped him, so instead of taking the initiative to solve the problem, he is afraid.

You know, no money. The way for normal people is to make money. But some people are not. He borrows money when he has no money and does not work. Instead, he transfers the danger to the person who lent him the money. So it would be a good thing not to borrow in this case. He will find ways to use his intelligence and make more money. Instead, you may take this opportunity to open up new ways of making money. It’s the end of the year and I hope everyone can get back all the money they lent me. If you can't get it back, don't let it affect your mood, but remind yourself to take better care of your money.