WeChat “Relatives Card” is a payment function that comes with the WeChat mobile client. Users can give “Relatives Cards” to their parents and children for consumption in WeChat. The monthly consumption limit is 1 cent. to 3,000 yuan, it will be automatically extended in the next month. When parents and children use "relative cards" to make purchases, the consumption funds will be automatically deducted from the payment account of the payer. But unlike a bound bank card, the "relative card" can only be used for daily consumption and cannot be used for red envelopes and transfers. The process of gifting a relative card is very simple. You can choose an address book friend at will and only need to pay the password to complete. Relative cards can be given to three types of people: father, children and mother. Taking the mother as an example, you can also choose a stranger, not necessarily the mother, which will cause security risks.

Introduction to the rules for using relative cards:

1. Each WeChat user can give up to 4 relative cards to WeChat friends;

2. Each WeChat user Users can receive up to 3 family cards;

3. The card giving party and the card receiving party need real-name authentication before they can be used;

4. The monthly limit of each family card The upper limit is 3,000 yuan. Only gift cards can set their own limit. After the limit is exceeded, the relative card will not be available for the month;

5. The relative card can currently be used for red envelopes and payment by scanning QR codes, and supports most WeChat payment purchases. Scenarios, transfers, financial management, and consumption at overseas merchants are not currently supported;

6. If a refund occurs in a relative card transaction, it will be returned to the investor's debit account, and the user's limit will not be restored.

Another thing to note is that the WeChat payment system will recommend priority deduction methods based on the usage habits of the card giver, and users can also switch by themselves on the relative card management interface. If the priority deduction method fails, the system will use other payment methods in order to complete the deduction.