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Does mortgage to buy a house need both husband and wife to sign their fingerprints?
Without authorization. Mortgage to buy a house's signature requires both husband and wife to sign with their handprints.

The legal basis is the Contract Law of People's Republic of China (PRC).

Article 9 When concluding a contract, the parties shall have corresponding capacity for civil rights and capacity for civil conduct.

The parties may entrust an agent to conclude a contract according to law.