I. Ordinary Debit Card

Debit card (regular version) is a bank card product created by Bank of Communications for customers, which integrates financial services such as fund settlement, investment and wealth management and various life services. Designed to provide customers with safe, convenient and comfortable comprehensive services. Applicants can apply online, or they can go to the counter of any branch of Bank of Communications with their ID card or other real-name certificates specified by the People's Bank of China.

Second, Ward Wealth Card

As an exclusive debit card product created by Bank of Communications for high-end customers-Ward Wealth Customer, Ward Wealth Card has all the functions of Pacific Debit Card and is also the exclusive identity of Ward Customer. Cardholders can choose their own personalized card numbers and enjoy one-on-one and face-to-face all-round financial services provided by the professional team of Bank of Communications. Customers with quarterly average daily assets of Bank of Communications of more than 500,000 yuan can apply.

Third, the bank wealth management card

Bank wealth management card is a debit card product specially designed by Bank of Communications for Bank of Communications wealth management customers. This product has all the functions of Pacific Debit Card, and the cardholder can enjoy many financial management schemes and handling fee concessions provided by Bank of Communications. Customers with quarterly average daily assets of 50,000 yuan or more of Bank of Communications can apply.

Fourth, the salary card

Payroll card is a bank card product specially made by Bank of Communications for wage agency business, which has all the functions of Pacific Debit Card. At the same time, according to the needs of the unit and employees in the payroll business, supporting preferential cost policies, convenient business processes and exclusive wealth management products make the unit more convenient in business management and employees more comfortable in using cards.

Verb (abbreviation of verb) children's card

Children's card is a bank card product specially designed for children under 16, which is handled by parents as "baby". On the basis of the basic functions of the Pacific Debit Card, we design targeted financial management, bookkeeping and quota functions, and organize various activities for the card-holding "baby" from time to time. Let "babies" establish their own independent concept of wealth accumulation and use at the initial stage of life.

Sixth, the gold neighboring card.

Jinlinka is an exclusive community product specially developed for community customers. In addition to all the functions of the Pacific debit card, you can also purchase exclusive wealth management products. In addition, Bank of Communications will join hands with convenience merchants around Jinlinka customers to give certain discounts or concessions to Jinlinka cardholders, so that citizens can get tangible benefits.

Seven, business cards.

Shanghui Card is a bank card product specially designed for people who often handle bank settlement business. It provides a package purchase service with preferential settlement fees. All customers who deposit more than 50,000 yuan in Bank of Communications can purchase it, and enjoy free settlement services (deposit, withdrawal, transfer in Kaka, branches of Bank of Communications, transfer between banks in the same city or in different places) within the agreed time limit. With an average monthly and daily deposit of more than 500,000 yuan (inclusive), you can enjoy the free package purchase discount.

Eight, go abroad financial card

Going abroad financial card is a comprehensive bank card product designed by Bank of Communications for customers who need to go abroad. In addition to all the functions of the Pacific debit card, it also integrates the functions of cross-border remittance, foreign exchange transaction, foreign exchange, foreign exchange financing, study abroad loans, value-added services and preferential activities for overseas customers.

Nine, panda gold coin card

Panda Gold Coin Card is a debit card product with the theme of Panda Gold Coin, one of the five largest investment gold coins in the world. In addition to the functions of Pacific debit card, this product is also equipped with a number of value-added services to meet the needs of customers for convenient investment in gold and allocation of family assets.

X. cards of different shapes

Special-shaped cards include pendant cards and mobile phone cards. The card adopts glue dripping technology, which is fashionable, compact, waterproof and wear-resistant; At the same time, it is attached with a rope hole, which is convenient to hang on keys, mobile phones and badges, and is light and portable. There is glue on the back of the mobile phone card, which can be easily attached to the mobile phone and PAD? Other mobile devices, such as pendant cards, are bank card products with mobile concept. Different-shaped cards are mainly used for fast small payment on machines with UnionPay flash payment logo.

Extended data

I. Service introduction

The "Card Worry-Free" service provides instant SMS reminder for each transaction, and comes with a 72-hour card loss guarantee. Instant SMS reminder will inform the cardholder of every transaction generated by Pacific debit card through SMS; The 72-hour card loss protection can compensate the cardholder for the economic loss caused by the theft of the debit card under certain circumstances. ? The SMS reminder in this service is not applicable to the electronic cash account transactions of ic debit cards (including but not limited to pure chip cards and chip magnetic stripe composite cards) issued by Bank of Communications, and the 72-hour card loss guarantee included does not include the fund loss guarantee in the electronic cash account.

Second, the scope of application

The main cardholder of Bank of Communications Pacific Debit Card can apply for opening, modifying and closing the service of "Worry-Free Card Use".

Third, the signing and charging rules

(1) According to the card contract, the "card-free" service was launched. If the cardholder holds multiple debit cards and needs to launch the "card-free" service, each card needs to be launched.

(2) The service fee for the "card-free" service is charged by card, that is, more than 1 card is opened at the same time, and each card needs to be charged separately according to the charging standard. The charging standard of "Card Worry-Free" service is 4 yuan/card/month, and it is charged uniformly every three months 12 yuan/deduction.

(3) The service fee of "Worry-Free Card Use" is charged 1 time every 3 months, and charged on the corresponding day after the reminder is opened every 3 months. If the cardholder closes 3 months after opening, it will be charged according to the actual use month, and no charge will be charged for less than 1 month. If there is no corresponding date in the deduction month, the deduction will be made on the last 1 natural day of the month.

(4) If the cardholder has been in arrears for 6 months, our bank will stop the "card-free" service of the card.

(5) All debit cards of Bank of Communications private bank customers and Ward Wealth customers under the same customer number are free of service charges when the "card-free" service is opened. For the regional preferential standards of local branches, please consult the branches of local branches for details.

Fourth, open channels.

The channels for cardholders to apply for opening, modifying and closing the "worry-free card use" service include the counters of Bank of Communications outlets, handheld terminals or applicable electronic channels, including but not limited to online banking, mobile banking, telephone banking, self-service, intelligent communication, ITM, personalized card issuers and self-service card issuers.

Bank of Communications-Main products of debit cards